Rates effective as of 08/01/2020

Savings

ProductAPY*Interest RateMinimum Balance
to Earn APY
Minimum Balance
to Open
Membership Savings Account0.10%0.10%$25.00$5.00
Christmas Club0.10%0.10%$25.00$10.00
Vacation Club0.10%0.10%$25.00$10.00
Prosperity Builder Savings**
Up to $5,000.00
0.50%0.50%$5.00
Over $5,000.00
0.10%0.10%$5.00

Certificates of Deposit

ProductAPY*Interest RateMinimum Balance to Earn APYMinimum to Open
3 months0.25%0.25%$0.01$500.00
6 months0.35%0.35%$0.01$500.00
9 months0.35%0.35%$0.01$500.00
12 months0.35%0.35%$0.01$500.00
12 months - SPECIAL** 0.75%0.75%$0.01$500.00
18 months0.50%0.50%$0.01$500.00
18 months - SPECIAL** 0.90%0.90%$0.01$500.00
24 months 0.75%0.75%$0.01$500.00
24 months - SPECIAL**1.05%1.04%$0.01$500.00
36 months1.15%1.14%$0.01$500.00
60 months1.25%1.24%$0.01$500.00

Money Market

ProductAPY*Interest RateTier Balance to Earn APYMinimum to Open
Money Market Account**0.15%0.15%$2,000 to under $10,000$2,000
$10,000 to under $25,000
0.20%0.20%$10,000 to under $25,000
$25,000 to under $50,000
0.25%0.25%$25,000 to under $50,000
$50,000 to under $75,000
0.30%0.30%$50,000 to under $75,000
$75,000 or more
0.35%0.35%$75,000 or more
Online Money Market***
New Money ONLY
0.60%0.60%$10,000.00 and above$2,000
Under $10,000
0.15%0.15%Under $10,000.00