Credit Cards

Visa® Elite

Metro's Visa® Elite Credit Card is the most convenient way to manage your finances. Use your card to make purchases, pay bills, consolidate debt, or get a cash advance. Use it anywhere Visa® credit cards are accepted.

  • Cash back rewards with every purchase: For each qualified purchase you make, you’ll earn an annual Cash Back bonus reward up to 1.00%.
  • As low as 11.40% APR for purchases

  • As low as 14.40% APR for cash advances & balance transfers

  • No annual fee or balance transfer fee

  • Credit lines up to $25,000

  • Enroll your card in Visa Checkout for a quicker way to shop online​

Enjoy added benefits 

At no additional cost to you, your Visa® Elite card provides Auto Rental Damage Protection, Travel and Emergency Assistance, plus a Warranty Manager Service.

Apply for the Visa Elite Credit Card                    Disclosure          Verified by VISA

The APR will vary with the market based on the Prime Rate and is subject to change. All loans are subject to credit approval. Minimum finance charge is 50¢. The fee associated with foreign transactions converted to US currency is 1%. The ATM cash advance fee is 95¢. 
Learn how to manage your credit card online >> 

Platinum MasterCard

Metro's Platinum MasterCard is the flexible card designed to meet all of your needs. Enjoy a low rate PLUS earn CURewards Points on all of your purchases!

  • As low as 14.40% APR for purchases, balance transfers, and cash advances

  • Credit lines from $500 - $25,000 available

  • No annual fee or balance transfer fee

  • CU Rewards Program: one point for each net purchase dollar is awarded.* See frequently asked questions.

  • Cardholder Benefits include: price protection, extended warranty, travel assistance service, collision damage waiver
Apply for the Platinum MasterCard                     Disclosure        MasterCard SecureCode  
The APR will vary with the market based on the Prime Rate and is subject to change. All loans are subject to credit approval. Minimum finance charge is 50¢. The fee associated with foreign transactions converted to US currency is 1%. The ATM cash advance fee is 95¢. *Points expire 3 years from each calendar year in which they are earned.
Learn how to manage your credit card online >>

Visa® Secured

If you are looking to establish or repair your credit, our Metro Visa® Secured card might be right for you.

  • Funds are guaranteed by a Metro savings account

  • 15.9% APR on purchases, balance transfers, and cash advances

  • Credit lines from $500 - $10,000 available

  • Low $59.00 annual fee

  • Enroll your card in Visa Checkout for a quicker way to shop online

Apply for the Visa Secured Credit Card                    Disclosure            Verified by VISA

 All loans are subject to credit approval. Minimum finance charge is 50¢. The fee associated with foreign transactions converted to US currency is 1%. The ATM cash advance fee is 95¢.
Learn how to manage your credit card online >>

Credit Card Disclosures