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Member Benefits

Your Membership, Maximized

Unlock exclusive, free perks, rewards, and resources designed to help you save more, stress less, and feel empowered about your finances. Because at Metro, membership means more than an account — it’s access to tools, savings, and support for every stage of life.

Become a Member Now

More perks. More rewards. More reasons to love being a member.

Exclusive Member Discounts and Everyday Deals

Unlock up to $1,200/year in savings with Metro Perks. Enjoy discounts on shopping, dining, travel, and more.

Unlock Everyday Savings

Earn Rewards for Everyday Banking

Earn points for everyday banking activities and redeem them for cash back, fee rebates, and more.

Turn Your Banking Into Cash Back

A little guidance can go a long way.

Meet one-on-one with a Metro Financial Coach for personalized guidance to help you build savings, strengthen financial habits, and work toward important milestones.

See How Coaching Can Help

Choose Your Perfect Plan

Support for every stage of your financial journey.

Unlock Missing Benefits

The Metro Assistance Portal (M.A.P.) helps connect members to underused public benefits like SNAP, WIC, and utility assistance.

Check Your Eligibility

Raise Money-Smart Kids

We partner with Greenlight, the family debit card and app that helps parents guide saving, spending, and even investing — free for Metro members.

Get Started with Greenlight

Build Financial Confidence

My Money Plan, powered by Penny Finance, is your personalized financial planner in Metro iBanking that gives you insights for your financial goals.

Take Control of Your Money

Real support. Real impact.

A Metro member facing overdue bills and financial stress found life-changing support through the Metro Assistance Portal (M.A.P.), where she was guided to essential programs including the National Grid electric discount, SNAP food benefits, and Residential Assistance for Families in Transition (RAFT), which provides up to $7,000 in housing assistance and rental support. These resources offered immediate relief and helped her stabilize, while also setting her up for long-term financial empowerment through future debt consolidation options.

You're making a difference.

As a member of Metro, you’re part of something bigger. Banking with us isn’t about maximizing shareholder profits— it’s about strengthening the communities we serve. As a not-for-profit financial institution, our earnings are reinvested back into programs, services, and initiatives that make a real difference for our members and the neighborhoods where they live. When you bank with Metro, you choose a partner committed to people, not profits.