Essential and Premium Business Checking offer great features for your business, which include:

• Unlimited transactions and no transaction fees
• Free mobile check deposits
• Free cash management services ($1,200 value)
• BaZingBIZ benefits ($3,000 value)

With Premium, you can also get:

• Tiered interest on your deposits
• Bonus rate on Membership Savings
• Same day ACH
• Additional iBanking authorized users
• Additional BaZingBIZ benefits

It comes down to how many features and benefits your business needs and can utilize to get ahead. Business checking members can choose between either account. Compare the different product features side by side on our business checking account page!

Metro’s Essential Business Checking does not earn interest. Metro’s Premium Business Checking account offers a tiered interest rate structure. The tiered rate structure allows you to earn more on higher account balances. It works just like a business money market account, except you get so much more with Metro Premium Business Checking

You get to choose! We encourage you to look through the features and benefits of both products and decide which one offers your business more value. Remember, the minimum balance is only to waive the monthly service charge, it is not a requirement to open an account. 

Only Premium accounts can add an authorized user. Add an accountant and another employee who you want to give access to account statements and other account information. Visit a branch or chat with a live agent in the Digital Branch to get started.

Yes! Metro iBanking is available to access from your computer or on your phone through our mobile app.

Chat with Chelsea inside our Digital Branch at any time! Head to MetroCU.org and look for the icon that says ‘Hi, Can I Help?’ at the bottom right-hand corner to get started.

Business members can also walk into any of our 18 branch locations during branch hours to discuss questions or do transactions.

If your business has a direct relationship manager, contact them directly.

BaZingBiz is a service Metro has invested in for our business members.

What they do for you is offer the best industry services on one easy-to-use site, so you can access the additional benefits your business needs to save money and protect itself. This tool could save your business nearly $3,000 dollars a year and they now come with your account. Pick and choose which benefits you want or use them all!

You already qualify! All you do is activate BaZingBiz through the activation link you received at the email attached to your business account. 

Once you activate your BaZingBiz profile, you can log into the site any time and start setting the benefits you need. A page with each available benefit will walk you through the process. 

All the benefits are free to access, but there are two benefits with deductibles and small costs attached if you plan to opt into them:

• There is a deductible for Cyber Liability Protection and Ransomware Protection, but that deductible is competitively priced so that you don’t have to pay too much to protect your business. 
• With Billshark Bill Negotiation, they will work to lower your monthly bills, so you never pay more than you need to for the services your business needs. A small portion of those savings will go to Billshark, depending on the cost savings and how many negotiations they have done. It is recommended that you work directly with a Billshark agent to determine what that percentage would be.

Overall, with the deductible and Billshark percentage, your business is still saving nearly $3,000 a year by utilizing all the BaZingBiz features compared to sourcing these services yourself. 

Whether it is a new refrigerator that doesn’t work, a TV that is damaged, or you need to return equipment you won’t use, the Buyer’s Protection & Extended Warranty has your back.

This feature protects every business purchase you make on your Metro Business Debit Card. They even protect the item up to one year past the manufacturer warranty. Don’t ever worry about losing money because you didn’t buy the expensive in-store warranty, because your Metro Business Debit Card is here to protect your business!

Our BaZingBiz partners are excited to meet Metro business members who are ready to utilize the benefits. You can give customer service a call at 855.822.9464 (Monday-Friday, 9AM-6PM ET).

Metro business members can Chat with Chelsea inside the Digital Branch with questions related to their business checking account.