How Do I
Build and grow my savings
Get in the habit of saving, and learn to pay yourself first. Soon, you'll have the funds you need for that special purchase, vacation, or other goal!
Step 1: Set a goal and a budget
Whether you want to save for a new car, a dream vacation, or a down payment on a new home, the best time to start is now. Use our budget calculator to figure out how much you need to save each month to reach your goals.
Step 2: Find the right account
There are many different savings accounts to choose from – and we can match you up with the perfect one at Metro! Start with $5.00 to open a Membership Savings Account. If you have a specific savings need, consider our Christmas Club or Vacation Club Accounts. Looking to earn higher interest? Try our Membership Savings or a Money Market Account.
Step 3: Track your spending
Once you start to track your spending, you might be surprised to discover where your money goes. It's important to understand your spending behavior. Check your bank statements and look at receipts to make sure you're including even those little purchases. With My Money Plan by Penny Finance, our fully-digital financial planning tool, you can track your spending, manage your debt, plan for retirement, and receive personalized insights for all your financial goals.
Step 4: Maximize your savings
Increasing your existing savings rate by even 1% can yield big results.