By The Numbers
Credit Card Rates
Credit limits subject to credit approval. Accurate as of November 6, 2025.
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Metro Rewards Visa® Credit Card¹
| PRODUCT | APR AS LOW AS * |
|---|---|
Purchases | 14.99% |
Balance Transfers | 7.99%^ |
APR after balance transfer intro offer | 14.99%-18.00% |
Cash Advance | 17.99% |
Metro Saver Visa® Credit Card¹
| PRODUCT | APR AS LOW AS * |
|---|---|
Purchases | 12.24% |
Balance Transfers | 7.99%^ |
APR after balance transfer intro offer | 12.24%-18.00% |
Cash Advance | 17.99% |
Metro Builder Visa® Credit Card¹
| PRODUCT | APR AS LOW AS * |
|---|---|
Purchases | 15.99% |
Balance Transfers | 15.99% |
Cash Advance | 15.99% |
* Annual Percentage Rate (APR). Rate determination is based on credit history and the rate assigned to your particular loan may vary. Rates vary with the market based on Prime Rate and is subject to change.
^ Introductory rate for all cash advances and credit consolidations for first twelve (12) billing cycles from the date the account is opened. Thereafter, the APR will revert to Metro’s effective rate for purchase. The introductory rate on balance transfers excludes existing balances from other Metro Credit Union accounts. Minimum finance charge of $0.50 for Credit Cards. The fee associated with foreign transactions converted to U.S. currency is 1%. The ATM cash advance fee is $0.95. Disclosure