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Routing #

211381990

Mailing Address

Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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Metro Credit Union

  • How Do I...

    Become a Member

    Build and Grow Savings

    Check My Personal Loan Application Status

    Pay My Loans

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    Savings Accounts

    We have options to get you where you want to be.

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    Checking Accounts

    Value, security and convenience - Metro Checking has it all.

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    Investments

    Whatever your goals, our Investment Advisors will help you get there.

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    Make sure the things you value are protected by the people you trust.

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    Buying a home? It's a big decision and we can help!

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    Home Equity Loan & Line of Credit

    Flexible options to help you tap the equity in your home.

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    Personal Loans

    More ways to get the funds you need now.

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    Vehicle Loans

    Get moving and get saving with vehicle loans from Metro!

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    Student Loans

    Loans designed to help students pay for post-secondary education.

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    Use your card to consolidate debt, pay bills, or build credit.

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    The accounts that make your business run.

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    Grow your business's financial resources while keeping your funds secure.

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    Manage your business's funds more effectively.

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    Grow your business with smart borrowing options

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    Designed to allow you to track business expenses and control spending

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    Attract and retain the best employees by offering benefits they'll love.

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    High-quality insurance coverage for your business.

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    Offer your employees the best choice in workplace banking.

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    Learn about investing, homebuying, and paying for college.

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    Homebuyer's Resource Center

    Homebuying can be stressful, but we make it easy.

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    Metro Giving

    Grants, donations, sponsorships, scholarships, and volunteerism.

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    Simple tips and helpful tools to protect yourself from fraud.

     

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    Financial knowledge is financial power!

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  • Why Us
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Why choose Metro?

Since 1926, we've been helping our members achieve their dreams.

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black and white image of people behind a tellers station at a bank
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You can become a member!

You’re eligible for membership Metro Credit Union if you live, work, go to school, or have a place of business in one of the counties listed below. Plus, if a family member is already a Metro member you can become a member too!

Massachusetts: Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, Hampden, Hampshire, Franklin, and Worcester County

New Hampshire: Rockingham, Hillsborough, and Cheshire County

Learn How to Become a Member

We do things a little differently.

We love our members! Let's get to know each other.

Not sure where to start? We'll point you in the right direction.

We all need help with our finances sometimes. Let's work together.

We look forward to Mondays!

Helping members feel more informed and confident in their financial decisions is what we're all about. You're the reason we're here.

1200x996 Best of 2025 2
1200x996 Best of 2025 2

Metro Credit Union is Massachusetts’ #1 Credit Union Two Years in a Row

Banker & Tradesman “Best of 2025” Awards


Banker & Tradesman readers have awarded Metro the Gold Medal in the Credit Union category for both 2024 and 2025. This achievement reflects our unwavering commitment to excellence and the exceptional service we strive to provide our members and the communities we serve every day.

Call Center Website
Call Center Website

More guidance. More options. More confidence.


We have a robust suite of innovative products and tools that will make your life easier. Our team members work closely with you to determine what will best suit your needs and leave you feeling empowered by your financial decisions. Plus, your deposits are 100% insured through NCUA and MSIC.

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Pexels jopwell 2422293

Our years of experience help your daily experience.


Financially speaking, you have places you want to go. We have the expertise that can get you there. From guiding you to the right products and services to offering financial education, we’ll help you feel informed and confident every step of the way.

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Pexels andrea piacquadio 3823488

Guidance for where you are now and where you're going next.


We provide expert guidance to meet you wherever you are in life. Whether you’re buying your first home, saving for college, or thinking about retirement, you'll feel more assured with the financial decisions you make.

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Pexels sasha prasastika 4622755

Actively building stronger communities.


We're an active and dedicated part of the communities we serve. And we do more than just provide donations and corporate sponsorships. We offer financial education, organize creative initiatives, provide scholarships and volunteer our time all year long. We believe in people helping people every day.

Let's get started!

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NMLS # 198524

Routing # 211381990

Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
  • Insured by NCUA
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