By The Numbers
Deposit Rates
Savings and Investment Rates Accurate as of April, 16 2024.
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Certificates of Deposit Accounts
CDS | APY * | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
---|---|---|---|---|
3 Months | 4.00% | 4.00% | $0.01 | $500.00 |
6 Months | 5.00% | 5.00% | $0.01 | $500.00 |
9 Months | 5.00% | 5.00% | $0.01 | $500.00 |
12 Months | 4.00% | 3.92% | $0.01 | $500.00 |
13 Months | 4.00% | 3.92% | $0.01 | $500.00 |
14 Months | 4.00% | 3.92% | $0.01 | $500.00 |
15 Months | 4.00% | 3.92% | $0.01 | $500.00 |
17 Months | 4.00% | 3.92% | $0.01 | $500.00 |
18 Months | 4.00% | 3.92% | $0.01 | $500.00 |
21 Months | 4.00% | 3.92% | $0.01 | $500.00 |
24 Months | 4.00% | 3.92% | $0.01 | $500.00 |
30 Months | 4.00% | 3.92% | $0.01 | $500.00 |
36 Month | 4.00% | 3.92% | 0.01 | $500.00 |
48 Months | 4.00% | 3.92% | 0.01 | $500.00 |
60 Months | 4.00% | 3.92% | $0.01 | $500.00 |
IRA/Roth Certificates of Deposit Accounts
Please visit any Metro location to open.
CDS | APY * | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
---|---|---|---|---|
12 Months | 5.10% | 4.97% | $0.01 | $500.00 |
15 Months | 4.10% | 4.02% | $0.01 | $500.00 |
18 Months | 4.10% | 4.02% | $0.01 | $500.00 |
24 Month | 4.10% | 4.02% | $0.01 | $500.00 |
36 Months | 4.10% | 4.02% | $0.01 | $500.00 |
48 Months | 4.10% | 4.02% | $0.01 | $500.00 |
60 Months | 4.10% | 4.02% | $0.01 | $500.00 |
Money Market Accounts
ACCOUNT | APY * | DIVIDEND RATE | MIN BALANCE TO EARN DIVIDEND | MIN BALANCE TO OPEN |
---|---|---|---|---|
Online Money Market | 0.50% | 0.50% | $0.01 - $1,999.99 | $2,000.00 |
1.00% | 1.00% | $2,000.00 - $9,999.99 | - | |
4.35% | 4.27% | $10,000.00 or more | - |
Savings Accounts
ACCOUNT | APY * | DIVIDEND RATE | MIN BALANCE TO EARN DIVIDEND | MIN BALANCE TO OPEN |
---|---|---|---|---|
Membership Savings | 0.10% | 0.10% | $25.00 | $5.00 |
IRA Savings | 0.50% | 0.50% | $25.00 | $10.00 |
Christmas Club | 0.10% | 0.10% | $25.00 | $10.00 |
Vacation Club | 0.10% | 0.10% | $25.00 | $10.00 |
My Reward Savings1 | 2.00% | 1.98% | $0.01 - $3,000.00 | $5.00 |
0.10% | 0.10% | $3,000.01 or more | - | |
High Yield Savings2 | 0.50% | 0.50% | $0.01 - $9,999.99 | $10,000.00 |
New Money to Open | 5.00% | 4.89% | $10,000.00 or more | - |
Fees may apply. See the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.