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Banking Basics

Just getting started? Here's what you need to take those first steps.

Checking

Checking Accounts

A tool to help you manage your money

  • Checking account features
  • How checking accounts work
  • Debit cards vs. credit cards
Credit Cards

Credit Cards

Great convenience, great responsibility

  • Credit card basics
  • Comparing credit card offers
  • Your consumer rights
  • Paying off your balance
Credit Score

Credit Scores and Reports

Credit scores show your financial wellness

  • How a credit score is calculated
  • Where you can find your credit score
  • How to protect your credit score
Mobile Banking

Mobile Payments

Convenient purchases and payments from your mobile device

  • Mobile payment technology
  • Different types of mobile payment
  • Responsible mobile payment strategies and methods
Alert

Overdraft

Managing your money is about not spending more than you have

  • Consequences of overdrawing on your account
  • Facts about unwanted overdraft fees
  • Tips on managing your account balances
Credit Cards

Prepaid Cards

Another form of payment that offers more flexibility

  • Facts about a prepaid card
  • Pros and cons of using a reloadable prepaid card
  • Fees associated with prepaid cards

Savings

Whether you're just starting to save or looking for ways to save more, we're here to help.

Savings

Savings

Manage your money and prepare for the future

  • Setting savings goals
  • Types of savings accounts
  • Smart saving habits to meet your financial needs
Savings

Build Emergency Savings

Saving money is easier said than done

  • Basic savings planning
  • Ways to start building savings
  • Where to keep your savings
Savings

Estate Planning

Big or small, everyone has an estate - protect it

  • Basic elements of an estate plan
  • Documents and processes involved in estate planning
  • Specialists who can help design and implement an estate plan
Savings

Retirement 101

56% of Americans have less than $10,000 saved for retirement

  • Tools to help you calculate how much money you’ll need for retirement
  • The power of time and compounding interest to grow your investments
  • Retirement plans and investment vehicles
  • Developing a plan that works for you
Savings

529 Plans

Sometimes scholarships and financial aid don't cover it all

  • Saving for higher education
  • Facts about a 529 plan
  • Tips on starting and using a 529 plan
Grad Cap

Financing Higher Education

Paying for college can feel tougher than actually going

  • Federal financial aid, grants and student loans
  • FAFSA filing process
  • Loan repayment and tax incentives

Loans

Looking to buy a new car or put a down payment on your first home? A loan can help you make that possible.

Vehicle Loan

Auto Loans

Considering buying a car? Unsure how to pay for it?

  • Financing options
  • Fixed and variable interest rates
  • Monthly payment calculations
Mortgages

Considering Homeownership

Benefits and costs associated with homeownership

  • Pros and cons of home ownership
  • Common costs associated with home ownership
  • Steps to get started with the home buying process
Mortgages

Mortgages

There's a lot to understand when it comes to mortgages

  • Mortgages costs and considerations
  • Different types of mortgages
  • Applying for a mortgage
Mortgages

Mortgage Relief

Know your options

  • Mortgage modification options
  • How late payments affect you
  • Delinquency, grace periods, and foreclosure

Tools & Tips

Check out these resources for more financial tools and tips

Tools Resources

Creating a Budget

Only 1/3 of Americans maintain a household budget

  • Track your monthly expenses
  • Better understand your spending
  • Adjust spending to reach financial goals
Protection

Identity Protection

dentity theft and consumer fraud can happen to anyone

  • Consumer fraud and identity theft
  • Prevention and protection tips
  • How to respond to identity theft
Insurance

Insurance

Life is unpredictable, understand the features and benefits

  • Types of policies
  • Common costs
  • Processing claims
Taxes 14

Taxes

An annual process that everyone loves...

  • Types of taxes
  • Necessary tax forms
  • How taxes impact your paycheck
Investments

When to Collect Social Security

Income for after you retire

  • Defining full retirement age
  • Collecting benefits before, at, and after your full retirement age
  • Steps to implement when you’d like to start collecting benefits