Financial Wellness and Education Center
Your financial health is important
We're here to help you and your family manage your money today and prepare for a secure financial future tomorrow. Check out these interactive resources for financial tips and education.
Banking Basics
Just getting started? Here's what you need to take those first steps.
Checking Accounts
A tool to help you manage your money
- Checking account features
- How checking accounts work
- Debit cards vs. credit cards
Credit Cards
Great convenience, great responsibility
- Credit card basics
- Comparing credit card offers
- Your consumer rights
- Paying off your balance
Credit Scores and Reports
Credit scores show your financial wellness
- How a credit score is calculated
- Where you can find your credit score
- How to protect your credit score
Mobile Payments
Convenient purchases and payments from your mobile device
- Mobile payment technology
- Different types of mobile payment
- Responsible mobile payment strategies and methods
Overdraft
Managing your money is about not spending more than you have
- Consequences of overdrawing on your account
- Facts about unwanted overdraft fees
- Tips on managing your account balances
Prepaid Cards
Another form of payment that offers more flexibility
- Facts about a prepaid card
- Pros and cons of using a reloadable prepaid card
- Fees associated with prepaid cards
Savings
Whether you're just starting to save or looking for ways to save more, we're here to help.
Savings
Manage your money and prepare for the future
- Setting savings goals
- Types of savings accounts
- Smart saving habits to meet your financial needs
Build Emergency Savings
Saving money is easier said than done
- Basic savings planning
- Ways to start building savings
- Where to keep your savings
Estate Planning
Big or small, everyone has an estate - protect it
- Basic elements of an estate plan
- Documents and processes involved in estate planning
- Specialists who can help design and implement an estate plan
Retirement 101
56% of Americans have less than $10,000 saved for retirement
- Tools to help you calculate how much money you’ll need for retirement
- The power of time and compounding interest to grow your investments
- Retirement plans and investment vehicles
- Developing a plan that works for you
529 Plans
Sometimes scholarships and financial aid don't cover it all
- Saving for higher education
- Facts about a 529 plan
- Tips on starting and using a 529 plan
Financing Higher Education
Paying for college can feel tougher than actually going
- Federal financial aid, grants and student loans
- FAFSA filing process
- Loan repayment and tax incentives
Loans
Looking to buy a new car or put a down payment on your first home? A loan can help you make that possible.
Auto Loans
Considering buying a car? Unsure how to pay for it?
- Financing options
- Fixed and variable interest rates
- Monthly payment calculations
Considering Homeownership
Benefits and costs associated with homeownership
- Pros and cons of home ownership
- Common costs associated with home ownership
- Steps to get started with the home buying process
Mortgages
There's a lot to understand when it comes to mortgages
- Mortgages costs and considerations
- Different types of mortgages
- Applying for a mortgage
Mortgage Relief
Know your options
- Mortgage modification options
- How late payments affect you
- Delinquency, grace periods, and foreclosure
Tools & Tips
Check out these resources for more financial tools and tips
Creating a Budget
Only 1/3 of Americans maintain a household budget
- Track your monthly expenses
- Better understand your spending
- Adjust spending to reach financial goals
Identity Protection
dentity theft and consumer fraud can happen to anyone
- Consumer fraud and identity theft
- Prevention and protection tips
- How to respond to identity theft
Insurance
Life is unpredictable, understand the features and benefits
- Types of policies
- Common costs
- Processing claims
Taxes
An annual process that everyone loves...
- Types of taxes
- Necessary tax forms
- How taxes impact your paycheck
When to Collect Social Security
Income for after you retire
- Defining full retirement age
- Collecting benefits before, at, and after your full retirement age
- Steps to implement when you’d like to start collecting benefits