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Vehicle Loans

Get moving and get saving with vehicle loans from Metro!

We can finance your new wheels or even no-wheels! Talk with us if you're purchasing a new or used car, truck, motorcycle, boat, or RV.

Vehicle Loan Features

  • 100% financing available
  • Flexible terms
  • Easy application process
  • Discount for hybrid vehicles with the Go Green program

New & Used Auto

Rates Effective 2.01.2020

ProductTermAPR1Estimated Cost per $1,000 Minimum / Maximum

New - 2017-2020 Models

Up to 66 Months3.69%$16.77 $150,000.00 Max

New - 2017-2020 Models

67 to 75 Months4.54%$15.35 $150,000.00 Max

New - 2017-2020 Models

76 to 75 Months5.19%$14.23 $150,000.00 Max

Used - 2015-2016 Models

Up to 66 Months4.14%$16.97 $150,000.00 Max

Used - 2015-2016 Models

67 to 75 Months4.69%$15.41 $150,000.00 Max

Used - 2013-2014 Models

Up to 66 Months5.14%$17.43 $150,000.00 Max
1

Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.
New vehicles have 5,000 miles or less.

Rates effective 01.01.2021.

New & Used Boat

ProductTermAPR1Estimated Cost per $1,000 Minimum / Maximum

New Boat 2018 - 2019

Up to 72 Months6.75%$16.94 $100,000.00 Max

New Boat 2018 - 2019

73 to 180 Months7.75%$9.42 $100,000.00 Max

Used Boat 2012 - 2017

Up to 72 Months7.75%$17.42 $100,000.00 Max
1

Annual Percentage Rate is based on creditworthiness and may vary. Estimated cost per $1,000 calculated on maximum term 6.75% APR for 72 monthly payments of $16.94 per $1,000 borrowed. Refinancing not available on existing Metro loans.

Rates effective 01.01.2021.

New & Used Motorcycle

ProductTermAPR1Estimated Cost per $1,000 Minimum / Maximum

New Motorcycles 2018-2019 Models

Up to 60 Months6.99%$19.81 $40,000.00 Max

Used Motorcycles 2015-2016 Models

Up to 60 Months7.00%$19.81 $40,000.00 Max

Used Motorcycles 2014 Models

Up to 60 Months7.25%$19.93 $40,000.00 Max
1

Annual Percentage Rate is based on creditworthiness and may vary. Estimated cost per $1,000 calculated on maximum term. 7.00% APR for 60 monthly payments of $19.81 per $1,000 borrowed. Refinancing not available on existing Metro loans.

Rates effective 01.01.2021.

Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.