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black and white image of people behind a tellers station at a bank

Our History

In 1926, 35 members and clerks came together with $2,000 and the goal of serving their neighbors in Chelsea – and Metro Credit Union was born.

Since then, Metro has grown into the largest state-chartered credit union in Massachusetts with almost $2.5 billion in assets and more than 220,000 members.

As a not-for-profit financial cooperative that is owned by and operated for its members, we offer a wide range of low-cost financial products and services. We have never lost sight of the credit union philosophy of "people helping people." We approach every day with the goal of guiding people towards financial choices that make them feel more informed and confident in their financial decisions.

We believe in

  • Banking that fits your needs
  • Access to financial education
  • Helping our neighbors
  • You

The credit union difference

As a full-service credit union, Metro offers the latest products and innovations, low-fee or no-fee services, higher yields on savings and lower rates on loans.

Why choose Metro?

Better for the community

We remain genuinely connected to our communities through our branch offices, volunteer efforts, and direct financial support of non-profit organizations in the cities and towns that we serve.

People helping People

Come work with us

Love helping people? You'll fit right in! We are always looking for smart, passionate people to join our team.