Checking

Checking accounts with more perks and fewer fees.

Managing your money day-to-day is easier and more rewarding with a checking account at Metro. You'll find value, security, and convenience no matter which account you choose.

Ready to get started?

Visit your local branch 877.MY.METRO Open Now
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My Reward Checking*

  • Our best value account
  • Free ATMs worldwide - we won't charge you a fee and we'll reimburse other banks' ATM fees
  • Get paid sooner with Early Pay direct deposit
  • 24/7 access with Metro iBanking and the mobile app
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!
Open Now
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Free Checking

  • Our straightforward checking account with no monthly maintenance fee or minimum balance requirement
  • Get paid sooner with Early Pay direct deposit
  • 24/7 access with Metro iBanking and the mobile app
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!
Open Now

Safeguard Checking**

  • A safe and affordable option for those new to or looking to re-establish a checking account
  • Paperless Checking – no paper checks issued
  • Debit card for ATM and point-of-sale transactions
  • Free Metro iBanking and Mobile Banking
  • Get paid sooner with Early Pay direct deposit
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!

To open, visit any branch location.

Pair your checking account with a savings account!

See all savings accounts

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*Minimum $25.00 to open My Reward Checking account. Monthly fee $22.00 without direct deposit. eStatements required to avoid a $3.00 monthly paper statement fee.

**Minimum opening deposit of $25.00.

Fees may apply. See the Consumer Account Fee Schedule and the Membership Account Agreement for details.