By The Numbers
Vehicle Loan Rates
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New & Used Auto*
Accurate as of July 22, 2025
| PRODUCT | TERM | APR 1 | ESTIMATED COST PER $1,000 | MINIMUM / MAXIMUM |
|---|---|---|---|---|
New/Used 2021-2025 | Up to 66 Months | 7.19% | $18.40 | $150,000.00 Max |
| 67 to 75 Months | 7.69% | $16.84 | $150,000.00 Max | |
Eligible Borrowers Only | 76 to 84 Months | 8.94% | $16.07 | $150,000.00 Max |
Used 2018-2020 | Up to 66 Months | 7.69% | $18.64 | $150,000.00 Max |
| 67 to 75 Months | 8.19% | $17.09 | $150,000.00 Max | |
Used 2016-2017 | Up to 66 Months | 8.94% | $19.25 | $150,000.00 Max |
New & Used Motorcycle*
Accurate as of July 22, 2025
| PRODUCT | TERM | APR 1 | ESTIMATED COST PER $1,000 | MINIMUM / MAXIMUM |
|---|---|---|---|---|
New Motorcycles 2021-2025 | Up to 60 Months | 7.99% | $20.28 | $40,000.00 Max |
Used Motorcycles 2018-2020 | Up to 60 Months | 8.25% | $20.41 | $40,000.00 Max |
Used Motorcycles 2016-2017 | Up to 54 Months | 8.50% | $22.36 | $40,000.00 Max |
New & Used Boat*
Accurate as of July 22, 2025
| PRODUCT | TERM | APR 1 | ESTIMATED COST PER $1,000 | MINIMUM / MAXIMUM |
|---|---|---|---|---|
New Boat 2021-2025 | Up to 72 Months | 7.75% | $17.42 | $100,000.00 Max |
| 73 to 180 Months | 8.75% | $10.00 | $100,000.00 Max | |
Used Boat 2016-2020 | Up to 72 Months | 8.75% | $17.91 | $100,000.00 Max |
New & Used Recreational Vehicles (RV)*
Accurate as of July 22, 2025
| PRODUCT | TERM | APR 1 | ESTIMATED COST PER $1,000 | MINIMUM / MAXIMUM |
|---|---|---|---|---|
New RV 2021-2025 | Up to 60 Months | 10.50% | $21.51 | $150,000.00 Max |
New RV 2021-2025 | 61-84 Months | 11.50% | $17.40 | $150,000.00 Max |
| Used RV | Up to 60 Months | 11.50% | $22.01 | $150,000.00 Max |
Used RV 2016-2020 | 61-72 Months | 12.50% | $19.82 | $150,000.00 Max |
Related Content
Fees may apply. See the Consumer Account Fee Schedule and the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.
