By The Numbers

Vehicle Loan Rates

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New & Used Auto*

Vehicle Loans

Accurate as of September 11, 2023

MODEL YEAR TERM APR 1ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New/Used 2020-2024

Up to 66 Months7.64%$18.67 $150,000.00 Max
67 to 75 Months8.39%$17.25 $150,000.00 Max

Eligible Borrowers Only

76 to 84 Months9.74%$16.54 $150,000.00 Max

Used 2017-2019

Up to 66 Months8.39%$19.04 $150,000.00 Max
67 to 75 Months9.04%$17.57 $150,000.00 Max

Used 2015-2016

Up to 66 Months9.39%$19.54 $150,000.00 Max

1 Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

*New vehicles have 5,000 miles or less.

New & Used Motorcycle*

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Accurate as of September 11, 2023

MODEL YEAR TERM APR 1ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New Motorcycles 2020-2024

Up to 60 Months7.49%$20.10 $40,000.00 Max

Used Motorcycles 2017-2019

Up to 60 Months7.75%$20.23 $40,000.00 Max

Used Motorcycles 2014-2016

Up to 54 Months8.00%$22.19 $40,000.00 Max

1 Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

*New vehicles have 5,000 miles or less.

New & Used Boat*

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Accurate as of September 11, 2023

MODEL YEAR TERM APR 1ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New Boat 2020-2024

Up to 72 Months7.25%$17.23 $100,000.00 Max
73 to 180 Months8.25%$9.74 $100,000.00 Max

Used Boat 2015-2019

Up to 72 Months8.25%$17.72 $100,000.00 Max

1 Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

*New vehicles have 5,000 miles or less.

New & Used Recreational Vehicles (RV)*

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Accurate as of September 11, 2023

MODEL YEAR TERM APR 1ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New RV 2020-2024

Up to 60 Months10.00%$21.34 $150,000.00 Max

New RV 2020-2024

61-84 Months11.00%$17.21 $150,000.00 Max
Used RVUp to 60 Months11.00%$21.85 $150,000.00 Max

Used RV 2015-2019

61-72 Months12.00%$19.65 $150,000.00 Max

1 Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

*New vehicles have 5,000 miles or less.

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Fees may apply. See the Consumer Account Fee Schedule and the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.