Metro Credit Union | Our Rates | Vehicle Loan | Metro Credit Union

By The Numbers

Vehicle Loan Rates

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New & Used Auto

Vehicle Loans

Metro's Go Green, Save Green Program – Hybrid Vehicles take an additional 0.25% off the posted rate!

Effective 1.06.2022

MODEL YEARTERMAPR*ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New/Used 2018-2023

Up to 66 Months7.14%$18.37 $150,000.00 Max
67 to 75 Months7.89%$16.93 $150,000.00 Max

Eligible Borrowers Only

76 to 84 Months9.24%$16.21 $150,000.00 Max

Used 2016-2017

Up to 66 Months7.89%$18.73 $150,000.00 Max
67 to 75 Months8.54%$17.25 $150,000.00 Max

Used 2014-2015

Up to 66 Months8.89%$19.21 $150,000.00 Max

*Annual Percentage Rate effective 12.09.22. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

New vehicles have 5,000 miles or less.

New & Used Motorcycle

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Effective 09.23.2022

MODEL YEARTERMAPR*ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New Motorcycles 2018-2022

Up to 60 Months6.99%$19.81 $40,000.00 Max

Used Motorcycles 2015-2017

Up to 60 Months7.00%$19.81 $40,000.00 Max

Used Motorcycles 2014

Up to 54 Months7.25%$21.77 $40,000.00 Max

Used Motorcycle 2013

Up to 48 Months7.50%$24.19 $40,000.00 Max

*Annual Percentage Rate effective 09.23.22. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

New vehicles have 5,000 miles or less.

New & Used Boat

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Effective 09.23.2022

MODEL YEARTERMAPR*ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New Boat 2018-2022

Up to 72 Months6.75%$16.94 $100,000.00 Max
73 to 180 Months7.75%$9.42 $100,000.00 Max

Used Boat 2013-2017

Up to 72 Months7.75%$17.42 $100,000.00 Max

*Annual Percentage Rate effective 09.23.22. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

New vehicles have 5,000 miles or less.

New & Used Recreational Vehicles (RV)

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Effective 09.23.2022

MODEL YEARTERMAPR*ESTIMATED COST PER $1,000 MINIMUM / MAXIUMUM

New RV 2018-2022

Up to 60 Months9.75%$21.14 $150,000.00 Max

New RV 2018-2022

61-84 Months10.75%$17.01 $150,000.00 Max
Used RVUp to 60 Months10.75%$21.63 $150,000.00 Max

Used RV 2013-2017

61-72 Months11.75%$19.44 $150,000.00 Max

*Annual Percentage Rate effective 09.23.22. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Estimated Cost Per $1,000 calculated on maximum term available for the quoted rate. Minimum loan amount $20,000 for terms over 72 months. Maximum mileage 100,000. Rates not available for existing Metro Loans.

New vehicles have 5,000 miles or less.

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Fees may apply. See the Consumer Account Fee Schedule and the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.