By The Numbers

Business Deposit Rates

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Business Checking

Accurate as of September 22, 2023

ACCOUNT APY *INTEREST RATE MIN BALANCE TO EARN INTEREST MIN BALANCE TO OPEN

Free Business Interest Checking1

0.15%0.15%$25.00$25.00

Business Interest Checking2

0.25%0.25%$10,000.00 - $49,999.99$25.00
0.30%0.30%$50,000.00 - $99,999.99-
0.35%0.35%$100,000.00 - $249,999.99-
0.40%0.40%$250,000.00 or more-

Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.

*Annual Percentage Yield (APY) is a variable rate, is based on the Average Daily Balance, and is accurate as of August 08, 2023.

1 Free Business Interest Checking Account: Transaction fee of 50¢ for each transaction over 300. Transactions are deposits, deposited items, checks paid and all withdrawals, including electronic debits.

2 Business Interest Checking Account: $15.00 monthly service fee waived by maintaining an average daily balance of $10,000. Transaction fee of 50¢ for each transaction over 750.

Business Savings & Money Market

Accurate as of September 22, 2023

ACCOUNT* APY *INTEREST RATE MIN BALANCE TO EARN INTEREST MIN BALANCE TO OPEN

Business Savings1

0.10%0.10%$25.00$5.00

Business Money Market 2

0.10%0.10%$0.01 - $9,999.99$2,500.00

New Money Special

0.20%0.20%$10,000.00 - $49,999.99-
4.35%4.27%$50,000.00 or more-

Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.

*Annual Percentage Yield (APY) is a variable rate, is based on the Average Daily Balance, and is accurate as of August 08, 2023.

1 Business Savings Account: Minimum balance of $250.00 required to avoid $2.50 monthly service fee.

2 Business Money Market Account: Rates shown are for new accounts opened as of July 5,2022. Minimum opening deposit $2,500.00. Minimum balance $2,500.00 to avoid $10.00 monthly service fee. Accounts are available to be opened with New Money ONLY. To satisfy this requirement, an additional $5,000.00 must be added to transfers from existing Metro Credit Union accounts. The rate may vary after account opening, is subject to change and is based on daily balances. Rates may change throughout the month and will affect the monthly interest payment.

Business Certificates of Deposit (CD)

CD Specials are for NEW MONEY ONLY and accurate as of September 22, 2023

ACCOUNT APY *INTEREST RATE MIN BALANCE TO EARN INTEREST MIN BALANCE TO OPEN

3 Month CD

0.25%0.25%$0.01$500.00

3 Month Special

4.50%4.50%$0.01$500.00

6 Month CD

0.35%0.35%$0.01$500.00

6 Month Special

4.50%4.50%$0.01$500.00

9 Month CD

0.35%0.35%$0.01$500.00

9 Month Special

4.25%4.25%$0.01$500.00

12 Month CD

0.35%0.35%$0.01$500.00

12 Month Special

4.50%4.40%$0.01$500.00

13 Month Special

4.50%4.40%$0.01$500.00

14 Month CD

0.45%0.45%$0.01$500.00

15 Month Special

4.55%4.45%$0.01$500.00

17 Month Special

4.55%4.45%$0.01$500.00

18 Month CD

0.50%0.50%$0.01$500.00

18 Month Special

4.75%4.64%$0.01$500.00

21 Month CD

0.75%0.75%$0.01$500.00

24 Month CD

0.75%0.75%$0.01$500.00

24 Month Special

5.35%5.21%$0.01$500.00

30 Month CD

3.25%3.20%$0.01$500.00

36 Month CD

3.00%2.96%$0.01$500.00

48 Month CD

3.00%2.96%$0.01$500.00

60 Month CD

3.00%2.96%$0.01$500.00

Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.

*Annual Percentage Yield (APY) is accurate as of August 08, 2023.

CD: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. CD Specials cannot be combined with any other offer and require a minimum of $5,000.00 in New Money. To satisfy this requirement, an additional $5,000.00 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the standard CD rate of interest in effect at that time; CD Specials roll into a standard CD product with a comparable term. Fees and penalties may reduce earnings. Please see Metro’s Truth-in-Savings Disclosure for Certificates of Deposit.

Fees may apply. See the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.