Metro Credit Union

Not necessarily, but it's a factor in the decision process. At Metro, we offer personalized attention to help you find the right mortgage. Connect with a mortgage specialist today to get started!

A mortgage is one of the biggest financial decision most people make. That’s why at Metro we offer a wide variety of options to meet your needs, including for first-time home buyers and veterans. We also offer programs for those seeking a low down payment or in need of credit assistance. Connect with a mortgage specialist who can help you figure out the best mortgage for your needs.

• Income verification (last two years' tax returns, W-2s, 1099s, and paystubs from the last 30 days).
• Drivers' license and Social Security card (or alternative ID).
• Bank statements from the last two months.
• Proof of funds to close (and an explanation of where they came from, if it's not obvious).
• If some or all of your down payment is coming as a gift, you will need a gift letter from the source of the funds confirming it is a gift, not a loan.

Metro Insurance Advisors offers homeowners, condo, and renters insurance in MA, NH, and CT, including coverage for mobile/manufactured homes. Get a quote

Yes! As a Metro member you are eligible for an exclusive auto insurance discount. And you can save even more when you bundle your policies with our multi-policy discount.

PMI (Private Mortgage Insurance) is special insurance that protects the lender in case of borrower default. It's typically required when the borrower makes less than a 20% down payment.

With an Adjustable Rate Mortgage (ARM), your initial interest rate is set for 5, 7, 10, or 15 years. After that time your rate could increase or decrease. ARMs usually offer a lower beginning rate compared to a traditional fixed rate mortgage, which may provide you with lower monthly payments initially.