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211381990

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Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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Metro Credit Union

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Mortgage Rates

Get Your Personalized Rate Quote

How much home can you afford? Enter your information below for a personalized rate quote and estimated monthly payment!

This calculator is provided for illustrative purposes only. No guarantee is made that the quote or interest rates are accurate, current, or suitable for any particular purpose. Metro Credit Union does not make any warranty, guarantee, or promise regarding the accuracy or timeliness of this content. Your quote and rate will be different depending on your credit history. Not all applicants will qualify. All loans are subject to underwriter approval.

Contact one of our Mortgage Specialists today to learn more about our mortgages or apply online to get personalized rates and a mortgage recommendation designed for you.


Programs, rates, terms and conditions subject to change without notice. Quote may not include taxes and insurance escrows, actual payment may be greater. Homeowners insurance required and flood insurance where necessary. All loans are subject to credit approval. Available for residences located in MA or NH. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00. Fees may apply. See the Membership Account Agreement for details.

Questions? We have answers.

Not necessarily, but it's a factor in the decision process. At Metro, we offer personalized attention to help you find the right mortgage. Connect with a mortgage specialist today to get started!

A mortgage is one of the biggest financial decision most people make. That’s why at Metro we offer a wide variety of options to meet your needs, including for first-time home buyers and veterans. We also offer programs for those seeking a low down payment or in need of credit assistance. Connect with a mortgage specialist who can help you figure out the best mortgage for your needs.

  • Income verification (last two years' tax returns, W-2s, 1099s, and paystubs from the last 30 days).
  • Drivers' license and Social Security card (or alternative ID).
  • Bank statements from the last two months.
  • Proof of funds to close (and an explanation of where they came from, if it's not obvious).
  • If some or all of your down payment is coming as a gift, you will need a gift letter from the source of the funds confirming it is a gift, not a loan.

Metro Insurance Advisors offers homeowners, condo, and renters insurance in MA, NH, and CT, including coverage for mobile/manufactured homes. Get a quote

Yes! As a Metro member you are eligible for an exclusive auto insurance discount. And you can save even more when you bundle your policies with our multi-policy discount.

PMI (Private Mortgage Insurance) is special insurance that protects the lender in case of borrower default. It's typically required when the borrower makes less than a 20% down payment.

With an Adjustable Rate Mortgage (ARM), your initial interest rate is set for 5, 7, 10, or 15 years. After that time your rate could increase or decrease. ARMs usually offer a lower beginning rate compared to a traditional fixed rate mortgage, which may provide you with lower monthly payments initially.

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NMLS # 198524

Routing # 211381990

Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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