Personal Borrowing Rates

Rates effective as of 10/01/2020
 

Auto

Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2017-2020 ModelsUp to 66 Months3.69%$16.77$150,000
67 to 75 Months4.54%$15.35$150,000
76 to 84 Months5.19%$14.23$150,000
Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2015-2016 ModelsUp to 66 Months4.14%$16.97$150,000
67 to 75 Months4.69%$15.41$150,000
2013-2014Up to 66 Months5.14%$17.43$150,000

Boat

Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2018-2019Up to 72 Months6.75%$16.94$100,000
73 to 180 Months 7.75%$9.42$100,000
Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2012-2017Up to 72 Months7.75%$17.42$100,000

Motorcycle

Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2018-2019Up to 60 Months6.99%$19.81$40,000
Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2015-2016Up to 60 Months7.00%$19.81$40,000
2014Up to 60 Months7.25%$19.93$40,000
2013Up to 54 Months7.50%$20.05$40,000

Recreational

Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2018-2019Up to 60 Months9.75%$21.14$150,000
61 to 84 Months 10.75%$17.01$150,000
Model YearTermsAPR* as
low as
Estimated Cost
per $1,000
Maximum
2012-2017Up to 60 Months10.75%$21.63$150,000
61 to 72 Months11.75%$19.44$150,000

Personal Loans

Product NameTermsAPR* as
low as
Estimated Cost
per $1,000
Min/Max
Personal LoanUp to 48 Months12.90% APR$26.78$500 Min.
$25,000 Max.
Metro Credit Line13.90% APR$1,000 Min.
$25,000 Max.
Credit Builder LoanUp to 24 Months4.10% APR$43.49$3,000 Max.
Overdraft Protection**18.00% APR$500 Min.
$25,000 Max.
Savings Secured LoanUp to 48 Months3.00% APR plus Savings 0.10% APY$22.18$500 Min.
Certificate of Deposit Secured Loan***Up to 60 Months3.00% APR plus CD Term APY, ex. 60mos CD 4.75%APR$18.76$500 Min.
Prosperity Builder Loan****Up to 36 Months8.20% APR$31.43$500 Min. $10,000 Max.
Citizenship Loan*****Up to 36 Months9.90% APR $32.23$500 Min. $3,000 Max.