Personal Banking Rates

Rates effective as of 03/18/2020
 

Savings

ProductAPY*Interest RateMinimum Balance
to Earn APY
Minimum Balance
to Open
Regular Savings0.10%0.10%$25.00$5.00 Open Now
Christmas Club0.10%0.10%$25.00$10.00 Open Now
Vacation Club0.10%0.10%$25.00$10.00 Open Now
Prosperity Builder Savings**
Up to $5,000.00
0.50%0.50%$5.00
Over $5,000.00
0.10%0.10%$5.00

My Rewards Savings

Tier BalanceAPY*Interest Rate
Up to $3,0002.00%1.98%
Over $3,0000.10%0.10%

High Yield Savings

Tier BalanceAPY*Interest Rate
Up to $9,999.990.25%0.25%
$10,000 to $24,999.990.30%0.30%
$25,000 to $49,999.990.35%0.35%
$50,000 or more0.50%0.50%

Money Market Accounts

ProductAPY*Interest RateTier Balance to Earn APYMinimum to Open
Money Market Account**0.15%0.15%$2,000 to under $10,000$2,000 Open Now
$10,000 to under $25,000
0.20%0.20%$10,000 to under $25,000
$25,000 to under $50,000
0.25%0.25%$25,000 to under $50,000
$50,000 to under $75,000
0.30%0.30%$50,000 to under $75,000
$75,000 or more
0.35%0.35%$75,000 or more
Online Money Market***
New Money ONLY
0.60%0.60%$10,000.00 and above$2,000 Open Now
Under $10,000
0.15%0.15%Under $10,000.00

Certificates of Deposit

ProductAPY*Interest RateMinimum Balance to Earn APYMinimum to Open
3 months0.25%0.25%$0.01$500.00 Open Now
6 months0.35%0.35%$0.01$500.00 Open Now
9 months0.35%0.35%$0.01$500.00
12 months0.35%0.35%$0.01$500.00 Open Now
12 months - SPECIAL** 0.75%0.75%$0.01$500.00
18 months0.50%0.50%$0.01$500.00 Open Now
18 months - SPECIAL** 0.90%0.90%$0.01$500.00
24 months 0.75%0.75%$0.01$500.00 Open Now
24 months - SPECIAL**1.05%1.04%$0.01$500.00
36 months1.15%1.14%$0.01$500.00 Open Now
60 months1.25%1.24%$0.01$500.00 Open Now

IRAs

Product NameAPY*Interest RateMin. Balance to Earn APYMin. Balance to Open
IRA Accumulator0.50%0.50%$25.00$10.00
Roth & Accumulator0.50%0.50%$25.00$10.00

IRA CDs

TermAPY*Interest RateMin. Balance to
Earn APY
Min. Balance to Open
12 Months Traditional/Roth0.45%0.45%$0.01$500.00
12 Months Traditional/Roth Special0.85%0.85%$0.01$500.00
18 Months Traditional/Roth0.60%0.60%$0.01$500.00
18 Months Traditional/Roth Special1.00%1.00%$0.01$500.00
20 Months Traditional/Roth0.85%0.85%$0.01$500.00
24 Months Traditional/Roth0.85%0.85%$0.01$500.00
24 Months Traditional/Roth Special1.15%1.14%$0.01$0.01
36 Months Traditional/Roth1.25%1.24%$0.01$500.00
60 Months Traditional/Roth1.35%1.34%$0.01$500.00