We're making mortgages more affordable.
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We're excited to offer 40-year mortgages!
Whether you’re purchasing a new home in today’s competitive housing market, or refinancing an existing mortgage, expanding your loan term can help lower your monthly payments and provide you with more options.
40 Year Fixed Rate Mortgage
4.50% Rate | 4.541% APR*
Features & Benefits
- Lower monthly payments
- Fixed interest rate
- Available for purchases and refinances
- Low down payment options
- Refinance an existing mortgage or combine first/second/home equity loans
- Biweekly and Jumbo mortgages available too!
*Annual Percentage Rate of 4.541% and an interest rate of 4.50% as of 04.11.2022 for qualified borrowers and is subject to change without notice. 40-year fixed rate with 480 payments of $4.50 per $1,000 borrowed. Payment does not include taxes and insurance escrows, actual payment may be greater. Minimum loan amount $647,201. Available for purchases transactions only on detached single family or condo, owner-occupied residential loans up to $970,800. Other options available for 2-4 family units. Homeowners insurance required and flood insurance where necessary. Subject to credit approval. Available for residences located in MA or southern NH. Other low rates and terms available. NMLS# 198524.