Special and Alternative Mortgages
MassHousing Programs
These custom mortgage options are available for income-eligible MA residents and active military families.
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MassHousing Program
Take the next steps in owning a home in MA. Helping low- to moderate-income MA residents become homeowners. Featuring low and no down payment options.
- Fixed-rate loans
- Flexible underwriting
- Affordable interest rate
- Available for condos and 1-4 family homes
- Purchase or refinance available
- Choose with or without mortgage insurance
- Mortgage loan and income limits apply
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Resources & Calculators
Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.