Metro Credit Union

Buyer's Protection & Extended Warranty^1,3

• CHUBB Buyer’s Protection will replace, repair, or reimburse you up to the original purchase price, less any shipping and handling charges, for purchases of items, such as:
  • TVs, tablets, laptops, computers, Wi-Fi routers, printers, scanners and other computer peripherals, digital and video cameras, kiosks, electronics, appliances, and other mobile electronics used in your business. 
• CHUBB Extended Warranty doubles the product warranty period up to one year. To be eligible for Buyer’s Protection and Extended Warranty, the item must be purchased in its entirety using your Metro Business Checking debit card and checks.
• This protection is up to a maximum of $5,000 per occurrence and $50,000 per year for the first 180 days after purchase of the protected product. 

Small Business File Your Taxes 

• You can prepare and e-file or print your federal return for free. 
• The offer is not limited by income or return complexity. 
• Any federal return supported by FileYourTaxes.com from BaZingBIZ is included. Other tax filing services (such as state tax return filing) are available at the time of check-out for a separate fee.

Business Credit Monitoring, Score, & Report (Premium only)

• Experian monitors your business credit score daily for any new credit inquiries 
• If any activity is detected, get notified and confirm immediately whether the suspicious activity is fraudulent. 
• Receive a notification anytime a score changes.

Business Dark Web & Domain Monitoring (Premium only)

• Sontiq-a monitors the dark web for changes or activity related to the business name, business domain, phone numbers, business debit/credit cards, bank accounts, business EIN, State Registration Number, D-U-N-S Number, and Creditsafe Safe Number.

Cyber Liability Program with Ransomware

• Protects businesses for the cost of an actual or suspected violation of a privacy regulation due to a security breach. 
• The $50,000 Cyber Liability Program from Sontiq-a protects your business for specific costs of a data breach or cyber-attack with a low out of pocket retention of $1,000 per event.
  • Coverage includes breach event costs up to $10,000 for legal, forensics, and notification as well as $10,000 for a ransom demand payment and $5,000 for cyber deception.
  • In addition to the initial response costs, there is coverage for privacy liability claims, defense, and regulatory fines and penalties up to the $50,000 Limit.

Tailored Security Assessment

• Sontiq-a offers a Cyber Threat Questionnaire for eligible businesses to create an industry-specific Cyber Risk Profile, to pinpoint and understand risks. 
• Develop a customized cybersecurity plan and help identify the tools required to safeguard your business.

Estate Planning^2,4 & Business Financial Wellness

• Create state-specific and legally binding Wills, Proxies, Powers of Attorney, and more with Gentreo to help protect your personal and business finances. 
• Stay updated as local and national laws change, and you can update your documents any time, as often as you need. 
• Store all your documents and other important information in a document vault and give access to family or associates. 

Billshark for Business²

• Billshark’s team of experts can help you negotiate your mobility, telecom, waste management, payroll, SaaS subscriptions, and document services bills on your behalf. 

Fully Managed Business ID Restoration (Premium only)

• Access to a full-time fraud specialist through Experian to guide victims of identity theft and other related fraudulent crimes through the complex process of restoring the business’s identity, financial security and legal integrity.*