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Routing #

211381990

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Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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Become a Member iBanking Login

Metro Credit Union

  • How Do I...

    Become a Member

    Build and Grow Savings

    Check My Personal Loan Application Status

    Pay My Loans

    Bank

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    Savings Accounts

    We have options to get you where you want to be.

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    Checking Accounts

    Value, security and convenience - Metro Checking has it all.

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    Investments

    Whatever your goals, our Investment Advisors will help you get there.

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    Make sure the things you value are protected by the people you trust.

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    Buying a home? It's a big decision and we can help!

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    Flexible options to help you tap the equity in your home.

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    More ways to get the funds you need now.

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    Get moving and get saving with vehicle loans from Metro!

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    Loans designed to help students pay for post-secondary education.

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    Use your card to consolidate debt, pay bills, or build credit.

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    Manage your business's funds more effectively.

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    Grow your business with smart borrowing options

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    Designed to allow you to track business expenses and control spending

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iBanking Login

Credit Score in iBanking

Your credit score. And more. Anytime. Anywhere.

Staying on top of your credit has never been easier! With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education...right in iBanking!

Features

  • Daily Access to your Credit Score
  • Real-Time Credit Monitoring Alerts
  • Credit Score Simulator
  • Personalized Credit Report
  • Credit Score Action Plan
Get started in iBanking

Unlock Financial Insights

The Financial Checkup feature offers a complete view of your financial health, covering spending details, cash flow, and analyses of budgets and debt-to-income ratios. Our Credit Score solution is more than a tool; it's your secret weapon for effective financial management.

Personalized Guidance at Your Fingertips

Picture this—personalized tips and recommended steps at your fingertips, guiding you to informed decisions and a financially vibrant future.

Set Your Goals

Do you have financial goals? Do you want to improve your credit score to achieve those goals? Whether buying a house, a car, or anything requiring a loan or if you're going to rent a new apartment or improve your overall creditworthiness, Credit Score can help you.


Using the Credit Score feature in iBanking, you can set a credit score goal, receive personalized recommendations, and track your progress toward your goal. You can edit your goal anytime, and you'll receive messages when meeting milestones to encourage you along the way.

Ready to reach your financial goals? You got this!

Log in to iBanking

Questions? We have answers.

The Credit Score feature of iBanking helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as new account being opened, a change in address, employment, delinquency, or inquiry has been reported.

No – it’s a “soft inquiry” which does not affect your credit score. Lenders user “hard inquiries” to make decisions about creditworthiness when you apply for loans.

The credit score will be updated every seven days and displayed in Metro iBanking and the mobile app. You can click “refresh score” as often as every day for an updated credit score.

Yes. It will monitor and send email alerts when there has been a change to your credit profile.

Metro uses its own lending criteria for making loan decisions.

If you think some information is wrong or inaccurate, you can obtain a free credit report from www.annualcreditreport.com and then dispute inaccuracies with each bureau individually. Each bureau has its process for correcting inaccurate information, but every Metro iBanking user can “File a Dispute” with Transunion by clicking on the “Dispute” link within Credit Score. Transunion will share this with the other bureaus if the inaccuracy is verified.

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Metro

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NMLS # 198524

Routing # 211381990

Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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