Personal Loans

If you're looking to consolidate debt, pay for unexpected repairs, make a large purchase, or pay for that dream vacation, we offer great rates, flexible terms and convenient repayment options. 

See Personal Borrowing Rates

Fixed Rate Loan

Available for a variety of terms, your rate and payment are guaranteed for the life of the loan.

Apply for a Fixed Rate Loan

Line of Credit

Your personal line gives you flexible credit power. You decide when to take an advance. You decide the amount (up to your limit). Unexpected expense? Covered! And as you pay back your balance, your line is there for you to use again and again.

Apply for a Line of Credit

Secured Loan

Borrow funds while using your own savings or Certificate of Deposit (CD) as collateral. A Secured Loan offers a lower interest rate on the secured loan and you will continue to earn dividends on your savings or CD.

Apply for a Secured Loan

Overdraft Protection

Overdraft protection is like having a safety net if you ever write a check or make a transaction for more than what's available in your checking account.

Apply for Overdraft Protection   Learn More

Prosperity Builder Loan

Use the balance in your Prosperity Builder Savings Account to help you build credit.

  • Pledge the balance in your Prosperity Builder Savings Account
  • Borrow up to twice as much as your savings account balance, up to $10,000.00
Apply for a Prosperity Builder Loan

Citizenship Loan

Helping families finance the cost of applying for citizenship.
  • Borrow up to $3,000.00
Apply for a Citizenship Loan