Mass Save® Heat Loan
Metro participates in the Mass Save® Residential HEAT Loan Program to offer members 0% interest loans for up to $25,000, with terms up to 7 years.




You could get a loan for improvements like:
- Weatherization
- Pre-weatherization barriers
- ENERGY STAR® Certified Replacement Windows*
- Residential batteries enrolled in ConnectedSolutions
- Heat pump projects
- Heat pump water heaters
Get Started
Call Mass Save® at 866.527.7283 to determine if a no-cost Home Energy Assessment (HEA) is required. A Mass Save® representative will review the results of the assessment, let you know which improvements would be eligible for HEAT loan program financing, and give you all the paperwork you need.
Home Energy Assessment
Certain measures require completing Home Energy Assessment (HEA) through Mass Save to understand your home’s existing condition and identify any requirements that need to be addressed first. A HEA is mandatory if you plan to pursue any of the following:
- Whole Home Heat Pump
- Partial Home Heat Pump (when pursuing bonus incentives)
- Windows
- Weatherization
- Weatherization Barriers
For all other financeable measures, an HEA is not required, though it is recommended as it may help identify additional opportunities for savings.
When you receive your Authorization Form from the HEAT Loan Program administrator, you are ready to apply.
*Must be in conjunction with completed weatherization recommendations.
Note: The maximum loan amount is over the lifetime of a customer's energy efficiency upgrades. Eligible energy efficiency measures can be financed until the maximum loan amount is reached.
Members must meet program eligibility requirements to participate. Eligibility for the HEAT Loan is based on findings from the Home Energy Assessment and require pre-approval. Some restrictions apply and offers are subject to change or cancellation. Financing is subject to credit approval. Additional terms and conditions apply. Visit MassSave.com or call 1.866.527.SAVE (7283) for details and to learn more about the program. Estimated cost per $1,000 calculated on maximum term available. 0% APR for 84 monthly payments of $11.91 per $1,000 borrowed. Loan terms are based on finance amount.