Credit Builder Loan

If you have limited or damaged credit, we're providing an opportunity to improve your credit score. With a Credit Builder Loan, the money borrowed is secured in your savings account for the term of the loan.

Dividends are paid on the money while you are establishing credit. Once the loan is paid in full, the money becomes available in your account. By making regular payments on time, you potentially improve your credit score.

Loan Features:
  • Loan amount from $500 - $3,000
  • Terms up to 24 months
  • Low 4.10% APR*
  • Loan funds deposited into a Metro Savings account, where it will earn dividends
  • Generate “installment loan” credit history to improve your credit score


Apply for a Credit Builder Loan  See Rates

* Annual Percentage Rate. Estimated cost per $1,000 calculated on maximum term. 4.10% APR for 24 monthly payments of $43.49 per $1,000 borrowed. Rates and terms subject to change. All loan approvals are subject to normal underwriting qualifications.