Do I need great credit to get a mortgage?

Not necessarily, but it's a factor in the decision process. At Metro, we offer personalized attention to help you find the right mortgage. Connect with a mortgage specialist today to get started!

What type of mortgage is best for me?

A mortgage is one of the biggest financial decision most people make. That’s why at Metro we offer a wide variety of options to meet your needs, including for first-time home buyers and veterans. We also offer programs for those seeking a low down payment or in need of credit assistance. Connect with a mortgage specialist who can help you figure out the best mortgage for your needs.

What documentation should I gather?

Income verification (last two years' tax returns, W-2s, 1099s, and paystubs from the last 30 days). Drivers' license and Social Security card (or alternative ID). Bank statements from the last two months. Proof of funds to close (and an explanation of where they came from, if it's not obvious). If some or all of your down payment is coming as a gift, you will need a gift letter from the source of the funds confirming it is a gift, not a loan.

Get In Touch

Let us be the first to welcome you home!

We're committed to helping you find your dream home. Whether you're a first time homebuyer, looking to upgrade or downsize, or want to put your personal touches on a fixer upper - our mortgage experts will help you every step of the way!

At Metro, you'll find:

Low fees, along with competitive and below market rates
Free pre-approvals and fast closing
Affordable products for first time home buyers, including MassHousing and FHA loans

Meet Your Dedicated Expert

Deb Frank

Vice President Mortgage Business Development

617.889.7745

Email Deb Frank

First Time Home Buyer Seminars

We’ll walk you through the entire process from pre-approval to closing. You can expect to learn:

Homebuying basics, including how to find a neighborhood that will be the best fit for you and your family, how to determine how much you can afford, and how to find a home for sale in your price range.
Financing options that work for you – Metro has a wide variety of options to meet your unique needs.
Advice from industry experts including some of the areas most well-respected real estate agents who are on the frontlines working with homebuyers and sellers every day and can answer your questions.

Follow MetroCU across social media for future announcements on First Time Homebuyers Seminar dates.

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Questions? We have answers.

Income verification (last two years' tax returns, W-2s, 1099s, and paystubs from the last 30 days).
Drivers' license and Social Security card (or alternative ID).
Bank statements from the last two months.
Proof of funds to close (and an explanation of where they came from, if it's not obvious).
If some or all of your down payment is coming as a gift, you will need a gift letter from the source of the funds confirming it is a gift, not a loan.

Let us be the first to welcome you home!

At Metro, you'll find:

Meet Your Dedicated Expert

Deb Frank

First Time Home Buyer Seminars

Follow MetroCU across social media for future announcements on First Time Homebuyers Seminar dates.

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Become a Member

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Questions? We have answers.