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211381990

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Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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Let us be the first to welcome you home!

We're committed to helping you find your dream home. Whether you're a first time homebuyer, looking to upgrade or downsize, or want to put your personal touches on a fixer upper - our mortgage experts will help you every step of the way!

At Metro, you'll find:

  • Low fees, along with competitive and below market rates
  • Free pre-approvals and fast closing
  • Affordable products for first time home buyers, including MassHousing and FHA loans

Meet Your Dedicated Expert

Deb Frank

Vice President
Mortgage Relationship Manager

Metro Credit Union

Deb Frank
Team Member Since: 2015
Call: 781.727.5299
Email Deb Frank
Connect on Linkedin
Deb Frank
Deb Frank
Vice President, Mortgage Business Development
Metro Credit Union
Chelsea, MA
Team Member Since: 2015
Phone: 781.727.5299
Email Deb Frank
Connect on Linkedin

Deb has been a leader in the mortgage lending business for more than 25 years and is an influential member of the Mortgage Originations team at Metro Credit Union which she joined in 2015. Deb’s passion lies in educating Metro members and others in the community on the ins and outs of the homebuying process. In addition to a first-time homebuyer seminar series for Metro members, she teaches Citizen’s Housing and Planning Association (CHAPA) certified classes and leads credit repair workshops with various local Community Development Corporations (CDCs). Deb was recently featured in Top Agent Magazine for her work within the affordable housing and first-time homebuyer communities.

Deb has been an active member of South Shore REALTORS, Greater Boston Association of REALTORS, North Shore Association of REALTORS, and Massachusetts Association of REALTORS for many years, serving on several different committees. She was the first ever two-time recipient of GBAR’s Affiliate of the Year, being honored in 2018 and again in 2022.

In late 2022, Deb had the experience of a lifetime volunteering at a refugee camp along the Polish-Ukrainian border. Her efforts raised over $15,000, with those funds used to help furnish the shelter with sleeping quarters and electrical and plumbing upgrades.

In addition to her volunteer work with issues related to food insecurity and homelessness, Deb supports many REALTOR community outreach events, as well as RPAC and the NAR Political Advocacy Fund. In 2022, Deb was nominated and ultimately appointed by the Mayor of Revere to serve on the Affordable Housing Trust Fund Sub-Committee.

First Time Home Buyer Seminars

We’ll walk you through the entire process from pre-approval to closing. You can expect to learn:

  • Homebuying basics, including how to find a neighborhood that will be the best fit for you and your family, how to determine how much you can afford, and how to find a home for sale in your price range.
  • Financing options that work for you – Metro has a wide variety of options to meet your unique needs.
  • Advice from industry experts including some of the areas most well-respected real estate agents who are on the frontlines working with homebuyers and sellers every day and can answer your questions.

Follow MetroCU across social media for future announcements on First Time Homebuyers Seminar dates.

    Visit Metro Credit Union on Twitter

    Visit Metro Credit Union on LinkedIn

    Visit Metro Credit Union on Instagram

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Questions? We have answers.

Not necessarily, but it's a factor in the decision process. At Metro, we offer personalized attention to help you find the right mortgage. Connect with a mortgage specialist today to get started!

A mortgage is one of the biggest financial decision most people make. That’s why at Metro we offer a wide variety of options to meet your needs, including for first-time home buyers and veterans. We also offer programs for those seeking a low down payment or in need of credit assistance. Connect with a mortgage specialist who can help you figure out the best mortgage for your needs.

  • Income verification (last two years' tax returns, W-2s, 1099s, and paystubs from the last 30 days).
  • Drivers' license and Social Security card (or alternative ID).
  • Bank statements from the last two months.
  • Proof of funds to close (and an explanation of where they came from, if it's not obvious).
  • If some or all of your down payment is coming as a gift, you will need a gift letter from the source of the funds confirming it is a gift, not a loan.
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NMLS # 198524

Routing # 211381990

Metro Credit Union
PO BOX 9100
Chelsea, MA 02150-9100
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