What are the advantages of a High Yield Savings Account?

Earn a higher rate on balances of $10,000 or more Ability to manage your account in Metro iBanking or the mobile app Grow your savings automatically through direct deposit or automatic transfers

Is Metro's High Yield Savings Account insured?

Yes! Metro Credit Union members benefit from deposits being federally insured by the NCUA; if members have more than $250,000 on deposit, those amounts are insured through MSIC. This mean your deposits are insured 100% at any amount, with no limits.

Can I withdraw money from the High Yield Savings Account?

Yes, you can withdraw money from the High Yield Savings Account online or at a branch, but not by ATM or debit card.

High Yield Savings Account for Members

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High Yield Savings Account

Savings shaped by members.

Achieve your financial goals with a High Yield Savings Account from Metro. Get up to 3.25% APY¹ on balances of $10,000 or more.

Open Your Account

High Yield Savings Account Features

Earn a premium rate on balances of $10,000.00 or more
Fully insured up to any amount
Easy access to your money
No monthly maintenance fees

Ready to start earning more? Open your account!

Click the chat icon in the lower right corner of your screen during normal business hours and type "speak with an agent" to get started!

ACCOUNT	APY	DIVIDEND RATE	MIN BALANCE TO EARN DIVIDEND	MIN BALANCE TO OPEN
High Yield Savings³	0.75^%	0.75^%	$0.01 - $9,999.99	$10,000.00
	3.25^%	3.20^%	$10,000.00 - $1,000,000.00	-

Today's Date: 10/16/2025

Questions? We have answers.

¹High Yield Savings Account (SVHA): The account cannot be accessed using and ATM or Debit Card. The rate may vary after account opening, is subject to change without notice and is based on daily balances. Rates may change throughout the month and will affect the monthly dividend payment. Funds earn dividends from the first business day of deposit and are compounded and paid monthly.