Visa® Credit Cards
Feel better about your credit card.

Whether you're shopping online or in-person, Metro's Visa credit cards keep it simple and safe. Use your Metro Visa to consolidate debt, pay bills, and even get cash advances. Competitive rates and Visa Checkout make for a total shopping experience.
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All Metro Credit Cards Feature:
- Contactless Payment: Safer and healthier, ‘tap & go’ to pay at store-enabled terminals.
- EMV Chip Technology: Increase security and reduce fraud.
- 24/7 Cardholder Service: Call 800.270.5973 for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
- Metro Card Controls: Instantly lock and unlock your credit card.
- Personalized payment due date.
- eCS Online Portal: Online and mobile access plus Card Controls. Real-time credit card information, including transactions, pending activity, payment information and custom email alerts. Sign up for electronic statements.
- Individualized card numbers: Enables tracking of multiple cards on one statement.
- Extended Warranty & Travel Accident Insurance.
- Debt Protection coverage available.

Metro Rewards Visa Credit Card
- Earn UNLIMITED 1.75% cash back rewards on all purchases with uChoose Rewards®. Redeem Rewards points as Cash Back added to your account balance.
- Balance transfer intro rate of 7.99% APR for 12 months with no balance transfer fee; then 15.24%-18.00% variable APR after that.
- No annual fee.
UChoose Rewards® Program
UChoose Rewards allows you to redeem points for cash back on Metro Rewards Visa Credit Card purchases. Signing up is easy! From your desktop, log in to Metro iBanking and navigate to your credit card account. Click on the link for uChoose Rewards within the menu or on the card management page.

Metro Saver Visa Credit Card
- Competitive low rates on purchases, balances, and cash advances.
- 7.99% balance transfer intro rate for 12 months with no balance transfer fee; then 12.49%-18.00% variable APR* after that.
- No annual fee.

Metro Builder Visa Credit Card
- Helps you build or rebuild your credit.
- Funds secured by a Metro Savings Account.
- Annual Fee of $69.00
Related Content
Annual Percentage Rate. Rate determination is based on credit history and the rate assigned to your particular loan may vary. Rates are subject to change.
** Loan terms are based on finance amount.
^ Introductory rate for all cash advances and credit consolidations for first twelve (12) billing cycles from the date the account is opened. Thereafter, the APR will revert to Metro’s effective rate for purchase. The introductory rate on balance transfers excludes existing balances from other Metro Credit Union accounts. Minimum finance charge of $0.50 for Credit Cards. The fee associated with foreign transactions converted to U.S. currency is 1%. The ATM cash advance fee is $0.95.