What are the advantages of a High Yield Savings Account?

Earn a higher rate on balances of $10,000 or more No monthly maintenance service charge Ability to manage your account in Metro iBanking or the mobile app Grow your savings automatically through direct deposit or automatic transfers

Is Metro's High Yield Savings Account insured?

Yes! Metro Credit Union members benefit from deposits being federally insured by the NCUA; if members have more than $250,000 on deposit, those amounts are insured through MSIC. This mean your deposits are insured 100% at any amount, with no limits.

Can I withdraw money from the High Yield Savings Account?

Yes, you can withdraw money from the High Yield Savings Account online or at a branch, but not by ATM or debit card.

High Yield Savings Account | Metro Credit Union

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High Yield Savings Account

Savings shaped by members.

Achieve your financial goals with a High Yield Savings Account from Metro. Get up to 5.00% APY¹ on balances of $10,000 or more.

Open an Account

High Yield Savings Account Features

Earn 5.00% APY¹ on balances of $10,000.00 or more
Fully insured up to any amount
Easy access to your money

Start saving more now!

Open in minutes online

No limit on earnings

No monthly maintenance fees

Start earning more

PRODUCT	APY	INTEREST RATE	MIN BALANCE TO EARN INTEREST	MIN BALANCE TO OPEN
High Yield Savings² New Money ONLY	0.50^%	0.50^%	$0.01 - $9,999.99	$10,000.00
	5.00^%	4.89^%	$10,000.00 or more	-

Questions? We have answers.

¹Annual Percentage Yield (APY) based on daily balances for new accounts: 5.00% APY for balances of $10,000.00 or greater, 0.50% APY for balances up to $10,000. APY is accurate as of 07/29/23, but may vary after account opening, is subject to change and is based on daily balances. Rates may change throughout the month and will affect the monthly interest payment. Fees may reduce earnings. $10,000 minimum opening deposit is required. The account cannot be accessed using ATM or Debit Card. NEW MONEY ONLY. Funds on deposit at Metro are not eligible for this offer. Personal accounts only.