Checking
More perks and fewer fees.
Managing your money day-to-day is easier and more rewarding with a checking account at Metro. You'll find different types of checking accounts created to fit the needs of you and your lifestyle. And no matter which you choose, all of our checking account options come with value, security, and convenience. Open your new checking account today!




Every Metro Checking Account offers you
- Our Metro VISA debit card for ATMs and point-of-sale transactions
- Early Pay which deposits your paycheck up to two days sooner with direct deposit
- 24/7 access to Metro iBanking and our mobile app
- Eligibility for our Save Your Change program which rounds up debit card purchases and deposits them into your savings

My Reward Checking*
- Our best value account where you can pair with My Reward Savings for a better interest rate (link out to My Reward Savings)
- Free ATMs worldwide when using your Metro debit card - we won't charge you ATM fees plus we'll reimburse other banks' ATM withdrawal fees

Free Checking
- Our straightforward checking account with no monthly maintenance fee or minimum balance requirement

Safeguard Checking**
- A safe and affordable option for those new to or looking to re-establish a checking account
- No paper checks required to use and take advantage of this account
- To open, visit any Metro branch
To open, visit any branch location.
Combine your checking account with a great savings account, too:
High Yield Savings
Money Market Account
Certificate of Deposit (CDs)
Questions? We have answers.
Ready to get started?
*Minimum
$25.00 to open any checking account. Monthly fee $22.00 without
direct deposit. eStatements required to avoid a $3.00 monthly paper
statement fee.
**Minimum opening deposit of $25.00.
Fees may apply. See the Consumer Account Fee Schedule and the Membership Account Agreement for details.