Competitive CD Interest Rates with Guaranteed Returns
Put your savings to work with competitive CD interest rates from Metro Credit Union. Lock in a fixed 4.00% APY* and know exactly what your savings can earn throughout your CD term.
Whether you're comparing current CD rates, rolling over a maturing CD, or opening a new CD account, you can get started with as little as $500.
Current CD Rates & Terms
Choose the CD term that best fits your savings timeline and financial goals.
| CDS | APY* | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
|---|---|---|---|---|
13 Months | 4.00% | 3.92% | $0.01 | $500.00 |
14 Months | 4.00% | 3.92% | $0.01 | $500.00 |
15 Months | 4.00% | 3.92% | $0.01 | $500.00 |
Ready to Start Earning More?
This rate may not be available for much longer. With a fixed rate and guaranteed return, you can move forward with confidence knowing your money is working toward your goals.
Open Your CD Today
*Annual Percentage Yield (APY) is accurate as of the last interest declaration date of July 28, 2026.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.