Earn 4.00% APY*. Guaranteed.
You work hard for your money—here’s an easy way to make it work just as hard for you.
With our Certificate of Deposit (CD) offer, you can lock in a competitive fixed rate of 4.00% APY* and enjoy the confidence of guaranteed returns. Whether you're rolling over a maturing CD or opening a new one, you can get started with as little as $500.
Choose the Term That Works for You
| CDS | APY* | INTEREST RATE | MINIMUM BALANCE TO EARN INTEREST | MIN BALANCE TO OPEN |
|---|---|---|---|---|
13 Months | 4.00% | 3.92% | $0.01 | $500.00 |
14 Months | 4.00% | 3.92% | $0.01 | $500.00 |
15 Months | 4.00% | 3.92% | $0.01 | $500.00 |
Ready to Start Earning More?
This rate may not be available for much longer. With a fixed rate and guaranteed return, you can move forward with confidence knowing your money is working toward your goals.
Open Your CD Today
*Annual Percentage Yield (APY) is accurate as of the last interest declaration date of July 28, 2026.
Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.
Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.