Things You Can Do to Ensure Your Financial Wellness
Published on April 12, 2023
It’s Financial Literacy Month!
When it comes to making the best financial decisions, knowledge is power. Check out our Money Tips for valuable educational information available on MetroCU.org, and register for our free expert-led financial seminars to help guide your financial well-being:
Money Tips
Create a Budget
Creating (and following) a budget is an essential component in reaching your financial goals – and it’s easier than you think! Follow these steps to create — and stick to — a spending plan.
Know Your Credit Score
Many people avoid checking their credit score because of anxiety or fear but understanding it and monitoring it regularly is key to your financial well-being.
Learn About Taxes
With Tax Day looming, everyone can benefit from learning more about how taxes work. Learn the basics so you can stress less this tax season.
Pay Off Debt with a Plan
Financial experts advise paying down debt with a plan — explore resources to better understand your debt and learn the most effective ways to pay it down.
Build and Grow Savings
Whether you’re saving for an emergency fund, something special, vacation, or a down-payment on a home, maximizing your savings is always important. Setting goals and getting started may be simpler than you think.
Crunch the Numbers
When it comes to making financial decisions, knowing your numbers is an important first step. Metro’s online calculators help add up everything you need to know before deciding on a car loan, mortgage, retirement planning, and more.
Plan for Retirement
It’s never too early to start planning for your retirement financial goals! Understand what’s available and choose what works for you.
Consider a 529 Plan to Save for School
Scholarships and financial aid don’t cover the entire cost of higher education. A 529 Plan is one option to set aside funds to help pay for it.
Financial Education Seminars
No matter where you are on your financial journey, you have goals and it’s never too early to start working to reach them. Metro offers free Financial Seminars including a special series for Financial Literacy Month: Teens and Money, Safeguarding Kids’ Identity and Online Privacy, and College Planning 101.
