Become a Member

Who can become a Metro Credit Union Member?

You are eligible to join Metro if you live, work or have a place of business in Barnstable, Bristol, Essex, Middlesex,  Norfolk, Plymouth, Suffolk, or Worcester county in Massachusetts, or Rockingham or Hillsborough county in New Hampshire.


How do you become a member?

You'll become a member when you open a Metro Membership Savings Account with just a $5 initial deposit. (This account represents your member's "share" in the credit union.) 

Join at any Metro branch

See a Member Service Representative at any of our branch locations. Our reps will help you breeze through the new-account process! Please remember to bring either two forms of primary identification, or one form of primary ID and one form of secondary ID. Metro accepts the following forms of ID:


Primary ID examples:

  • Current driver’s license with photo

  • Massachusetts ID with photo and signature (Must be valid for at least 30 days)

  • Valid passport

  • Current resident alien card

  • U.S. government or military ID with photo


Secondary ID examples:

  • A major credit or debit card

  • Student ID with photo (only if under 18)

  • Government benefits ID with photo

  • Payroll ID card with photo

For other acceptable forms of identification, please refer to the Branch Manager of your local branch.


Join @work

If your employer participates in Metro@work, you can join us and save by having automatic deposits from your paycheck—in the amounts of your choice—made to your Metro accounts each pay period. Call us at 877-696-3876 to find out if your employer is one of the 1,800 workplaces in Massachusetts that offers the benefit of Metro@work.


And remember: Once you're a member, you're always a Member.

Since our founding in 1926, we've made it our mission to to help our members use money to build wealth and achieve their goals in life. So, once you become a Metro member, you're a Metro member for life, even if you change your residence or place of work.