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Metro Credit Union
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    Understanding Mortgages

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Banking

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Investments

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Savings Accounts

Whether you're saving for a down payment on a house, a rainy day, or that dream vacation, we have an account that can help you reach your financial goals.

Regular Savings Account

Only $5.00 to open, and in addition to saving money, you'll have access to all of the products and services we offer!

  • Only $5.00 to open

  • ​ATM Card available for easy access

 

View Rates and Open


Christmas Club

Start saving now for next holiday season; open a Christmas Club Account today!

  • Start any time with as little as $10.00

  • Choose from direct deposit, automatic transfers, or make deposits at any branch

  • Receive funds October 1st through automatic transfer to another Metro account

 

View Rates and Open


Vacation Club

Metro's Vacation Club is the easiest way to save for your dream vacation.

  • Start any time with as little as $10.00

  • Choose from direct deposit, automatic transfers, or make deposits at any branch

  • Receive funds May 1st through automatic transfer to another Metro account

 

View Rates and Open


My Reward Savings

My Reward Savings is a companion savings account that pays a higher rate of interest when it is linked to a My Reward Checking account.

  • Earn 2.00% APY* on average daily balances up to $3,000.00

  • Must be linked to My Reward Checking

  • Limit one savings account per person

  
Learn More
*Annual percentage yield.
 

Money Market Account

If you want a higher rate but need access to funds, this account offers tiered rates based on average daily balances of $2,000.00 or more and funds can be accessed by check or ATM.

View Rates and Open


Online Money Market Account

A great rate is just a few clicks away! 

Learn More
 

High Yield Savings Account 

Earn a premium rate of interest on your savings. This account offers tiered rates based on balances, with a premium rate on balances as low as $10,000.00. 

To open an account, please visit any of our convenient branch locations.

 


Prosperity Builder Savings Account

A simple way to save for the future.

  • No minimum balance
  • No monthly maitenance fee
To open an account, please visit any of our convenient branch locations.
 

Savings Builder

Get in the habit of saving regularly.
  • Start anytime with as little as $10.00
  • Build your balance so you can convert to a Certificate of Deposit that earns more interest.
To open an account, please visit any of our convenient branch locations.
Enroll

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Online Banking

Calculate your Savings!

Work towards a goal and see how much you can save!

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  • Routing #: 211381990
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Personal

Banking

  • Checking Accounts
  • Savings Accounts
  • Youth Accounts
  • CDs & IRAs
  • Overdraft Protection
  • Online Banking
  • Mobile Banking
  • Rates

Borrowing

  • Personal Loans
  • Celebration Loan
  • Credit Builder Loan
  • Vehicle Loans
  • HEAT Loan
  • Student Loan
  • Rates

Mortgages

  • Apply Now
  • Mortgages
  • Home Equity
  • Talk to a Specialist
  • Rates

Credit Cards

  • Visa® Elite
  • Platinum MasterCard®
  • Visa® Secured
  • Visa Alerts
  • Fraud Alerts
  • Rates

Investments

  • Financial Solutions
  • Retirement Planning

Business

Banking

  • Business Checking
  • Business Savings
  • Online Banking
  • Mobile Banking
  • Rates

Lending

  • Commercial Loans
  • Meet the Team

Credit Cards

  • Visa® Platinum Business
  • Visa® Secured Business

Services

  • Business Services
  • Retirement Planning

Business Tools

  • Business Finance
  • Business Management

Resources

How To

  • Become a Member
  • Offer Metro@work
  • Pay My Loan
  • Get eStatements
  • Set Up Direct Deposit
  • Manage Your Card

Financial Education

  • MoneySense
  • Credit & Debt
  • Money Management
  • Workplace Finances
  • Family Finances

Life Goals

  • Home Ownership
  • Paying for College
  • Retirement Planning
  • Protecting Your Identity
  • Helping You Advance

Member Support

  • Report Lost/Stolen Cards
  • Report Phishing
  • Servicing Your Mortgage
  • Mortgage Assistance
  • FAQs
  • Government Shutdown Assistance

Security

  • Fraud Prevention
  • Identity Theft

Calculators

  • Mortgage
  • Auto & Other
  • Retirement
  • Saving & Budgeting

Benefits

Rewards

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Discounts

  • Visa® Discounts

Auto Buying

  • AutoSMART Program

Community

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Credit Building

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Metro@work

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Member Service Center:
877.MY.METRO (877.696.3876)
Mon-Wed: 8AM - 5PM
Thurs-Fri: 8AM - 6PM
Sat: 8AM - 1PM

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You can apply for a loan at Metro if you live, work or have a place of business in Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester county in Massachusetts, or Rockingham or Hillborough county in New Hampshire.

You can also apply for a loan if your employer offers the Metro@work program.
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