My Money Plan by Penny Finance
Create your free financial plan with My Money Plan!

My Money Plan helps you pay off debt, start investing, and retire with wealth. Get a personalized financial plan, 100% online.
Activate Your Free My Money Plan Account Today!
As a Metro member, you have FREE access to My Money Plan, our fully-digital financial planning tool.
My Money Plan is secure, tailored, and 100% online. Activate your account or book a 15-minute call to learn more.
Start Planning For Your Future
My Money Plan's guided online platform is the easiest way to make smart money decisions.
Get Out of Debt
- Understand your loans and interest rates
- Get a payoff plan
- Leverage 0% credit cards
Buy Your Dream House
- See what you can afford
- Know mortgage approval must-haves
- Plan for your downpayment
Maximize Your Retirement
- Understand IRAs, 401ks, Roth & regular
- Fund your nest egg
- Know how much you'll need to contribute now
Take the Money Quiz!
Start with a three-minute, 12-question money quiz to complete your member profile, enter your money goals, and start building your customizable financial plan.

Create a Low-Stress Budget
With My Money Plan, you can project your future net worth and time until debt-free, and then get goal-based recommendations on how to supercharge your financial goals.
Know the ins and outs of what you're spending each month, without spreadsheets or guilt.
Start Budgeting
Double-Click Into Your Spending
My Money Plan dives into the details so you can see the big picture of how and where you spend.
Connect your accounts to see transaction level data and start populating your plan with personalized insights on debt, spending, saving, retirement, investing, and more!
Track My Spending
Take Bite-Sized Courses
Get full access to a library of short, interactive courses focused on topics like saving for your dream home or planning for retirement.
Start Learning



