Penny Finance
Create your free financial plan with Penny Finance!

Grow your wealth with our digital financial planning partner, Penny Finance.
Activate your free Penny Finance account today!
As a Metro member, you have FREE access to Penny Finance, our financial planning tool.
- Get your future net worth with a three-minute, 12 question money quiz
- Link your accounts to build (and download) your 5-step financial plan
- Take bite-sized money courses on topics like credit cards and investing
- Receive personalized insights on your money
Penny is secure, tailored, and 100% online. Activate your account or book a 15-minute call to learn more.

Set your money goals.
Start with a three-minute, 12 question money quiz to complete your member profile, enter your money goals, and start building your customizable financial plan.
Take the Money Quiz!
Create a low-stress budget.
With Penny Finance, you can project your future net worth and time until debt-free, and then get goal-based recommendations on how to supercharge your financial goals.
Know the ins and outs of what you're spending each month, without spreadsheets or guilt.
Start Budgeting
Double-click into your spending.
Penny dives into the details so you can see the big picture of how and where you spend.
Connect your accounts to see transaction level data and start populating your plan with personalized insights on debt, spending, saving, retirement, investing, and more!
Track My SpendingTake bite-sized courses.
Penny's short, interactive courses are focused on topics like saving for your dream home or planning for retirement.
