What's on your to-do list?
A Metro Home Equity Loan could help you do the things you want to do – remodel, consolidate debt, cover large expenses, and more.
Why Choose a Metro Home Equity Loan?
- Low Fixed Rates Starting at Just 4.75% APR¹
Enjoy predictable monthly payments with a competitive fixed rate. - Borrow Up to 80% of Your Home’s Value
Get the funds you need in one lump sum—no surprises. - Flexible Terms That Fit Your Budget
Choose a repayment plan that works for your lifestyle. - Fast, Easy Application Process
Apply online or in person—our team is here to help every step of the way.
Ready to Get Started?
Let Metro help you check off your to-do list with an affordable Home Equity Loan. Apply Now
1Annual Percentage Rate (APR) accurate as of 12/11/2025. Minimum loan amount $35,000.00 and maximum $500,000.00. No prepayment penalty. Refinances of Metro loans ineligible for no closing cost program. Terms from 1 to 20 years available. Cannot be in first lien position (due to High Cost Loan Regulation).
Requirements for Metro Home Equity Lines and Loans: Owner occupied properties only. 1-4 Units. Maximum combined loan to value is up to 80%. Home Equity Rates automatically set for 60 days at time of application. Property Valuation Costs: Exterior = $90 for MA & NH. Prices vary for The Cape & Islands. Full Report ranges from $495 - $1,000 depending on property type, value, and location. Properties held in a trust require legal review: up-front cost of $200 per trust, trust certificate recording cost of $105, and overnight postage cost of $19.39 for lien payoffs only. If borrower is required to pay closing costs: additional recording fee of $175 and lien insurance fee of $65 will also apply. Total fees not to exceed $900. Flex Loan Conversions: Fixed Interest and Principal payments; Minimum Conversion amount is $5,000. Please reach out to a Mortgage Specialist for complete details.