Everything you want in a checking account. Including more cash!
With Metro Checking, you can enjoy more perks and fewer fees. It’s an account that gives you our best banking benefits with none of the monthly service charges!
Get ready to enjoy:
- No minimum balance requirement or monthly fee.
- Unlimited ATM fee refunds.²
- 3.00% APY³ on your Membership Savings Account.
- No insufficient funds fees and flexible overdraft options.⁴
- Deposits 100% insured with no limit.
- Rewards points for using your account - and redeem for cash in Metro iBanking.⁵
Open Metro Checking now and get your $400 Cash Bonus!*
1One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening. The account must remain open and in good standing for 90 days. If new account is closed within first 90 days, there is a $15 early closing fee. Account will be reviewed once during a 60-90 day period to qualify for incentive. Incentive will be credited to the checking account 60-90 days after opening. This is a limited time offer and Metro CU reserves the right to cancel the promotion without notice.
2ATM fees charged by other ATM owners (3rd Party ATM Fees) are reimbursed, provided you meet three of the following criteria each month. Qualifying transactions must post and clear by the last business day of the month. (1) eCommunications opt in (2) Direct Deposit of at least $500.00 per month into your Metro Checking Account (3) Debt Card Purchases at least 5 times per month (each transaction must be for $1.00 or more) (4) Active Metro loan (includes credit card or student loan) (5) Average monthly balance greater than $5,000.00 in your Metro Checking Account. ATM fees will be aggregated and credited to your Metro Checking Account monthly.
3Provided you meet three of the following criteria each month you may be eligible for a higher rate on your Membership Savings Account as outlined in our Rates. Qualifying transactions must post and clear by the last business day of the month. (1) eCommunications opt in (2) Direct Deposit of at least $500.00 per month into your Metro Checking Account (3) Debt Card Purchases at least 5 times per month (each transaction must be for $1.00 or more) (4) Active Metro loan (includes credit card or student loan) (5) Average monthly balance greater than $5,000.00 in your Metro Checking Account.
4Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we may not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. Learn more about our policies for overdraft and nonsufficient (NSF) fees here. You must bring the account to a positive balance within 10 calendar days after the first transaction that creates a negative balance on your account.
5Rewardable activities and redeemable options are subject to change without advanced notice. Terms and Conditions