Metro Credit Union

¹A recurring direct deposit is required at least once per month. Enrollment in e‑Statements is required within 60 days of account opening. The account must remain open and in good standing for at least 90 days. After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your account within 30 calendar days. Your account must remain open through the time we attempt to deposit the bonus. The bonus is available for this promotion unless and until Metro CU has discontinued the promotion. Once all requirements are met, the bonus will be paid as described.

²ATM fees charged by other ATM owners (3rd Party ATM Fees) are reimbursed, provided you meet three of the following criteria each month. Qualifying transactions must post and clear by the last business day of the month. (1) eCommunications opt in (2) Direct Deposit of at least $500.00 per month into your Metro Checking Account (3) Debt Card Purchases at least 5 times per month (each transaction must be for $1.00 or more) (4) Active Metro loan (includes credit card or student loan) (5) Average monthly balance greater than $5,000.00 in your Metro Checking Account. ATM fees will be aggregated and credited to your Metro Checking Account monthly.

³Annual Percentage Yield (APY) is accurate as of 4/10/2026 and is subject to change after account opening. Minimum balance of $5.00 and qualification requirements apply. Fees or transaction requirements may affect earnings. Provided you meet three of the following criteria each month you may be eligible for a higher rate on your Membership Savings Account as outlined in our Rates. Qualifying transactions must post and clear by the last business day of the month. (1) eCommunications opt in (2) Direct Deposit of at least $500.00 per month into your Metro Checking Account (3) Debt Card Purchases at least 5 times per month (each transaction must be for $1.00 or more) (4) Active Metro loan (includes credit card or student loan) (5) Average monthly balance greater than $5,000.00 in your Metro Checking Account.

⁴Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we may not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. Learn more about our policies for overdraft and nonsufficient (NSF) fees here. You must bring the account to a positive balance within 10 calendar days after the first transaction that creates a negative balance on your account.

⁵Rewardable activities and redeemable options are subject to change without advanced notice. Terms and Conditions