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Metro Credit Union

Bank Local. Earn More.

We've been a part of the local community for years, and will be for many more to come. Our mission isn’t changing—helping residents bank local, right at home. 

 

Limited-Time Offers

Make the switch to Metro today and take advantage of these offers to help you keep your money in your neighborhood.

Choose Your Perfect Plan

Get $500 with a New Metro Checking Account1


Open a Metro Checking account and earn $500 cash.

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Checking Offer


Get 4.25% APY on a 9-Month CD2


Grow your savings with a competitive rate on a short-term certificate of deposit.

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CD Offer

Open Both. Earn More. Get $500 and 4.50% APY on a 9-Month CD3


Bundle your new checking account with a 9-month CD and unlock an even higher rate—plus the $500 cash!

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Bundle Offer

Nearly 100 Years of Local Banking. Still Going Strong.

As a Metro Credit Union member, you become a part of a community-focused institution that’s been serving Massachusetts for nearly a century. We’re committed to helping our members thrive with:

  • Convenient Branch Locations across Greater Boston
  • Digital Branch and online banking experience that lets you bank anytime, anywhere
  • Competitive rates, low fees, rewards, and member perks
  • Financial education, seminars, services, and tools to help you reach your goals
  • A legacy of trust, stability, and local investment in community projects and organizations

Whether you prefer to visit us in person or manage your money on the go, Metro makes it easy to bank your way.

Checking Offer Disclosure:
1To earn the $500 incentive, you must open a new Metro Checking account by 12/31/25. One monthly recurring direct deposit and enrollment in e-Statements are required within 60 days of account opening. The account must remain open and in good standing for 90 days. If the account is closed within the first 90 days, a $15 early closing fee applies. Account will be reviewed once during the 60–90 day period to qualify for the incentive. Incentive will be credited to the checking account 60–90 days after opening. This is a limited-time offer. Metro Credit Union reserves the right to cancel the promotion without notice.

CD Offer Disclosure:
2Annual Percentage Yield (APY) of 4.25% is accurate as of 11/12/25 and is subject to change prior to the end of the promotional term and upon renewal. Minimum $500 to open; minimum $0.01 to earn interest. Promotional term is available through 12/31/25 and is for new money only. Fees may reduce earnings. At maturity, the CD will roll into a regular CD at a comparable term and the rate in effect at that time. Federal regulations require a substantial penalty for early withdrawals, which may reduce earnings.

Bundle Offer Disclosure:
3To qualify for Metro Credit Union’s bundle offer, you must open both a new Metro Checking account and a new 9-month Certificate of Deposit (CD) by 12/31/25. The checking account must be opened with enrollment in e-Statements and at least one monthly recurring direct deposit established within 60 days. The account must remain open and in good standing for at least 90 days; if closed within that period, a $15 early closing fee applies. The account will be reviewed once during the 60–90 day window, and if eligible, the $500 incentive will be credited to the checking account within that timeframe. The CD must be opened during the same promotional period with a minimum deposit of $500 in new money not currently on deposit with Metro Credit Union. When both accounts are opened together, the CD earns a promotional 4.50% APY; otherwise, the standard APY is 4.25%. Minimum $0.01 is required to earn interest. APYs are accurate as of 11/12/25 and are subject to change prior to the end of the promotional term and upon renewal. At maturity, the CD will roll into a regular CD at a comparable term and the rate in effect at that time. Federal regulations require a substantial penalty for early withdrawals, which may reduce earnings. Fees may reduce earnings. This is a limited-time offer, non-transferable, and limited to one per member. Metro Credit Union reserves the right to modify or cancel the promotion at any time without notice. Offer available only to Community Credit Union members and residents of Lynn and Peabody. Must mention promo code Checking Offer, CD Offer, or Bundle Offer at account opening.