CD Specials

Earn great rates with our CD specials!

To open an IRA CD, visit any branch location.

Get more for your money when you take advantage of our best certificate of deposit rates for 2023. You can earn easily with one of the top CD rates in Massachusetts. Make sure to take advantage of our limited-time specials!

Explore Our Best CD Rates

Certificate of Deposit (CD) Rates

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Accurate as of May 20, 2023

ACCOUNT	APY ^*	INTEREST RATE	MIN BALANCE TO EARN INTEREST	MIN BALANCE TO OPEN
3 Month Special	4.25^%	4.25^%	$0.01	$500.00
6 Month Special	4.25^%	4.25^%	$0.01	$500.00
9 Month Special	4.25^%	4.25^%	$0.01	$500.00
12 Month Special	4.35^%	4.26^%	$0.01	$500.00
17 Month CD Special	4.55^%	4.45^%	$0.01	$500.00
24 Month Special	4.75^%	4.64^%	$0.01	$500.00

*Annual Percentage Yield (APY) accurate as of May 20, 2023. Rates subject to change after account opening. Fees may reduce earnings.

CD: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees could reduce earnings on the account. Please see Metro’s Truth in Savings Disclosure for Certificates of Deposit. CD Specials cannot be combined with any other offer and require New Money ONLY. To satisfy this requirement, an additional $5,000 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the base rate of interest in effect at that time. CD Specials roll into a standard CD product with a comparable term.

All Deposits are 100% Insured at Metro!

ALL Metro deposits are fully insured up to ANY amount!

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Individual Retirement Account (IRA) Rates

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Accurate as of May 20, 2023. Please visit any Metro location to open.

ACCOUNT	APY ^*	INTEREST RATE	MIN BALANCE TO EARN INTEREST	MIN BALANCE TO OPEN
12 Months Traditional/Roth IRA CD Special	4.45^%	4.35^%	$0.01	$500.00
15 Months Traditional/Roth IRA CD Special	4.45^%	4.35^%	$0.01	$500.00
24 Months Traditional/Roth IRA CD Special	4.85^%	4.74^%	$0.01	$500.00

Rates subject to change after account opening. Fees may reduce earnings.

*Annual Percentage Yield (APY) accurate as of May 20, 2023.

Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees could reduce earnings on the account. Please see Metro’s Truth in Savings Disclosure for Certificates of Deposit. CD Specials cannot be combined with any other offer and require New Money ONLY. To satisfy this requirement an additional $5000.00 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the base rate of interest in effect at that time. CD Specials will roll into a standard CD with a comparable term.