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CD Specials

Earn great rates with our CDs!

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To open an IRA CD, visit any branch location.

Get more for your money when you take advantage of our best certificate of deposit rates for 2024. You can earn easily with one of the top CD rates in Massachusetts. Make sure to take advantage of our exceptional rates!

Explore Our Best CD Rates

Certificates of Deposit Accounts

Open a Certificate of Deposit Account

Metro Members - open your's by logging into iBanking and navigating to "Open an Account".

CDS APY *INTEREST RATE MINIMUM BALANCE TO EARN INTEREST MIN BALANCE TO OPEN

3 Months

4.00%4.00%$0.01$500.00

6 Months

5.00%5.00%$0.01$500.00

9 Months

5.00%5.00%$0.01$500.00

12 Months

4.00%3.92%$0.01$500.00

18 Months

4.00%3.92%$0.01$500.00

24 Months

4.00%3.92%$0.01$500.00

30 Months

4.00%3.92%$0.01$500.00

60 Months

4.00%3.92%$0.01$500.00

Today's Date: 04/24/2024

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of March 9, 2024.

Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.

Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.

All Deposits are 100% Insured at Metro!

ALL Metro deposits are fully insured up to ANY amount!

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IRA/Roth Certificates of Deposit Accounts

Learn about our IRAs

Please visit any Metro location to open.

CDS APY *INTEREST RATE MINIMUM BALANCE TO EARN INTEREST MIN BALANCE TO OPEN

12 Months

5.10%4.97%$0.01$500.00

15 Month New Money CD

4.10%4.02%$0.01$500.00

18 Months

4.10%4.02%$0.01$500.00

24 Month

4.10%4.02%$0.01$500.00

36 Months

4.10%4.02%$0.01$500.00

48 Months

4.10%4.02%$0.01$500.00

60 Months

4.10%4.02%$0.01$500.00

Today's Date: 04/24/2024

*Annual Percentage Yield (APY) is accurate as of the last dividend declaration date of January 09, 2024.

Rates shown are for new accounts opened and are subject to change after account opening. Fees may reduce earnings. After account opening, the current rate can be found within Metro iBanking and on the account statement.

Certificate of Deposit: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees and penalties may reduce earnings. All CDs that roll over upon maturity will earn the interest rate in effect at that time. At maturity New Money CDs roll into a Regular CD at a comparable term. Please see Metro's Truth-in-Savings Disclosure for Certificates of Deposit; ask a Metro Representative for further information about these accounts.

Fees may apply. See the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.