CD Specials | Metro Credit Union
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2022 year-end tax forms are currently available in iBanking if you are enrolled in eDocuments. Members will receive paper forms via mail, even if they are enrolled in eDocuments, no later than 1.31.23.

CD Specials

Earn 4.75% APY with our 15 month CD!

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Get more for your money when you take advantage of our best certificate of deposit rates for 2022. You can earn easily with one of the top cd rates in Massachusetts. Make sure to take advantage of our limited-time specials!

Certificates of Deposit

Effective 12.15.2022

PRODUCTAPY*INTEREST RATEMIN BALANCE TO EARN INTERESTMIN BALANCE TO OPEN

3 Month Special

4.25%4.25%$0.01$500.00

6 Month Special

4.25%4.25%$0.01$500.00

9 Month Special

4.25%4.25%$0.01$500.00

12 Month Special

4.60%4.50%$0.01$500.00

13 Month Special

4.65%4.55%$0.01$500.00

15 Month Special

4.75%4.64%$0.01$500.00

18 Month Special

4.25%4.16%$0.01$500.00

24 Month Special

4.00%3.92%$0.01$500.00

*Annual Percentage Yield (APY) effective 12.15.2022. Rates subject to change after account opening. Fees may reduce earnings.

CD: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees could reduce earnings on the account. Please see Metro’s Truth in Savings for Certificates of Deposit. 3, 6, 9, 12, 13, 15, 18, and 24 Month CD Specials cannot be combined with any other offer and require New Money ONLY. To satisfy this requirement, an additional $5,000 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the base rate of interest in effect at that time. CD Specials roll into a standard CD product with a comparable term.

CD: Dividends are compounded daily and paid monthly on terms greater than 12 months. $500.00 minimum to open; $0.01 minimum to earn the APY. For online account opening only: The Maximum funding amount is $25,000, however, you may add more once the account is opened.