CD Specials

Earn 3.00% APY with our 24 month CD!

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Get more for your money when you take advantage of our best certificate of deposit rates for 2022. You can earn easily with one of the top cd rates in Massachusetts. Make sure to take advantage of our limited-time specials!

Certificates of Deposit*

Effective 09.01.2022

Product	APY	Interest Rate	Min Balance to Earn Interest	Min Balance to Open
3 Month Special	1.00^%	1.00^%	$0.01	$500.00
6 Month Special	1.25^%	1.25^%	$0.01	$500.00
9 Month Special	1.50^%	1.50^%	$0.01	$500.00
12 Month Special	2.00^%	1.98^%	$0.01	$500.00
15 Month Special	2.25^%	2.23^%	$0.01	$500.00
18 Month Special	2.50^%	2.47^%	$0.01	$500.00
24 Month Special	3.00^%	2.96^%	$0.01	$500.00

Annual Percentage Yield (APY) effective 09.01.2022. Rates subject to change after account opening. Fees may reduce earnings.

* CD: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees could reduce earnings on the account. Please see Metro’s Truth in Savings for Certificates of Deposit. 3, 6, 9, 12, 15, 18, and 24 Month CD Specials cannot be combined with any other offer and require New Money ONLY. To satisfy this requirement, an additional $5,000 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the base rate of interest in effect at that time. CD Specials roll into a standard CD product with a comparable term.

IRA CDs*

Effective 09.01.2022

Product	APY	Interest Rate	Min Balance to Earn Interest	Min Balance to Open
12 Months Traditional/Roth IRA CD Special	2.25^%	2.23^%	$0.01	$500.00
15 Months Traditional/Roth IRA CD Special	2.50^%	2.47^%	$0.01	$500.00
18 Months Traditional/Roth IRA CD Special	2.75^%	2.71^%	$0.01	$500.00
24 Months Traditional/Roth IRA CD Special	3.25^%	3.20^%	$0.01	$500.00

Annual Percentage Yield (APY) effective 09.01.2022. Rates subject to change after account opening. Fees may reduce earnings.

* CD: Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Certificate of Deposit (CD) accounts. Fees could reduce earnings on the account. Please see Metro’s Truth in Savings for Certificates of Deposit. 12, 15, 18, and 24 Month CD Specials cannot be combined with any other offer and require New Money ONLY. To satisfy this requirement an additional $5000.00 in external funds must be added to transfers from existing Metro Credit Union accounts. All CDs that roll over upon maturity will earn the base rate of interest in effect at that time. CD Specials will roll into a standard CD with a comparable term.

* CD: Dividends are compounded daily and paid monthly on terms greater than 12 months. $500.00 minimum to open; $0.01 minimum to earn the APY. For online account opening only: The Maximum funding amount is $25,000, however, you may add more once the account is opened.