Welcome to Metro Credit Union
Welcome to Metro! We get excited when a new member joins Metro because we know that you are about to experience banking in a whole new way. A better way!
In fact, don’t be surprised if you hear yourself say “I love my credit union!”
Managing your money is easier and more rewarding with a Metro checking account.
My Reward Checking*
- Our best value account
- Free ATMs – we won’t charge you a fee to make a withdrawal and we’ll reimburse other banks’ ATM withdrawal fees
- Our straightforward checking account
- No monthly maintenance fee or minimum balance requirement
We have options to get you where you want to be, whether you're just starting out, a seasoned saver, or working towards a specific goal.
My Reward Savings
- Pays a higher rate on balances up to $3,000.00
- Account must be linked to My Reward Checking
High Yield Savings
- The more you save, the more you earn
- Premium rates on balances of $10,000.00+
- With automated deposits, you'll never miss the money you save
- Funds distributed October 1 for Christmas Club and May 1 for Vacation Club
Money Market Account
- Enjoy a higher rate on your savings
- Easy access to your funds by check or ATM
Certificates of Deposit
- Lock in a guaranteed rate
- Low minimum investment of $500.00
- Terms from 3 months to 5 years
Metro iBanking and Mobile App
View all your financial information in one place. Metro iBanking is designed to serve you better!
Manage Your Accounts
• View accounts summary and activity
• Access eStatements and order checks
• Make transfers
• Request a stop payment
• Set account alerts
• Chat with a Metro representative
• Receive and pay bills online
• Schedule future payments
• View records of past payments
• Manage bill payees
View all your finance-related accounts, create monthly budgets, view trends, and set goals all in one place.
For quick and secure P2P transfers, Zelle enables you to send money to anyone with just an email address or mobile phone number.
Monitor Your Credit
Keep an eye on your credit score and credit report changes with real-time credit monitoring.
Manage your debit card, including the ability to turn access on or off.
Deposit checks with your smartphone and the Metro mobile app.
Metro Insurance Advisors
Get affordable, high-quality insurance coverage for auto, home, renters, and businesses. Metro members could receive an exclusive member discount on Auto Insurance.**
We look beyond a credit score to consider other compensating factors, helping to find the right mortgage from first-time purchases to jumbo mortgages and anything in between.
Plus, we offer government-insured and guaranteed mortgage programs, and affordable interest rates and qualifying standards for first-time homebuyers, Veterans and other qualified applicants.
Savings and Investment Plans
Invest in a child's education, retire when you want, or grow your hard-earned savings. No matter what your goals, our Investment Professionals will helpyou get there.***
Education and Wellness
We know that worrying about your finances can be stressful. That’s why we offer complimentary tools and programs on topics that help you manage your personal debt, financial commitments, and retirement worries, to help you feel more confident in your financial decisions.
*Minimum $25.00 to open My Reward Checking account. Monthly fee $22.00 without direct deposit. eStatements required to avoid a $3.00 monthly paper statement fee.
**Auto discounts are only available in Massachusetts. Insurance is available only for residents of Massachusetts or New Hampshire. Metro Insurance Advisors, LLC is an affiliate of Metro Credit Union. Business conducted with Metro Insurance Advisors is separate and distinct from any business conducted with Metro Credit Union. Any insurance required as a condition of the extension of credit by Metro Credit Union need not be purchased from Metro Insurance Advisors but may, without affecting the approval of the application for credit, be purchased from
an agent or insurance company of the member's choice. Insurance products are not deposits of Metro Credit Union and are not protected by the NCUA or any other type of deposit insurance. They are not an obligation of or guaranteed by the credit union and may be subject to risk. Customers of Metro Insurance Advisors may file
complaints with the Office of Consumer Affairs.
***Metro Investments Services Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.