At Home Mortgage Program

Metro is pleased to offer a special mortgage program for purchasing or refinancing a home in specific Massachusetts gateway cities. The program is offered in conjunction with MassHousing and neighborhood and community development partners. If you are looking to finance a home in need of rehabilitation, the At Home Mortgage Program could also help cover the cost of the rehabilitation project.

Available for homes in:

Chelsea, Everett and Revere - In conjunction with the Chelsea Restoration Corporation

Lawrence - In conjunction with the City of Lawrence Community Development Corporation

Program Features:

  • Available for low to moderate income borrowers*
  • Purchase or refinance with or without rehabilitation funds
  • Financing available on 1-4 family properties
  • Low down payment on 1 and 2 unit properties (Can be gift or grant)
  • Low down payment on 3 and 4 unit properties
  • All insured loans include MI Plus protection at no additional cost to the borrower**
  • The neighborhood and community development partner oversees the rehab project
To speak to a Mortgage Specialist, please call 877.696.3876 or email us today.
*Income limits apply.
**MI Plus pays a borrower’s principal and interest (up to $2,000/month for six months) if he or she becomes unemployed.