What Do I need for Financial Documents?

When you apply for a mortgage loan there are several items that you need to provide your lender. These items are necessary in helping lenders determine an approved amount for your mortgage loan.

Items Needed to Apply for Mortgage Loan:

  • Employment history for 2 years

  • Last 2 years of W2 forms

  • Two most recent pay stubs

  • Bank statements from the last 2 months including 401k or other retirement accounts

  • Most recent investment statement (stocks, mutual funds, etc.), if applicable

  • Account numbers, balances, monthly payments and creditor addresses on any outstanding loans

  • Copy of Purchase & Sale Agreement or Contract to Purchase, if applicable

  • If self-employed or own other real estate, signed last 2 years of Federal Tax Returns (Corporate Returns, if applicable)

  • If you rent, 12 months of cancelled checks, including landlord's name and address

  • Other documents may be required, if necessary