Everything you expect from a bank, and more
At Metro Credit Union, we have the products, services, and resources you'd expect from the big banks...but we also have something more.
We have members like you, who push us to provide tailored financial education and guidance, unique and helpful products, and best-in-class personal and digital services.
Because giving you greater confidence in your money is kind of our thing.
We're making mortgages more affordable.
We're excited to offer a 40-year mortgage! Whether you’re purchasing a new home in today’s competitive housing market, or refinancing an existing mortgage, expanding your loan term can help lower your monthly payments and provide you with more options.
40 Year Fixed Rate Mortgage
5.25% Rate | 5.302% APR*
- Lower monthly payments
- Fixed interest rate
- Available for purchases and refinances
- Low down payment options
Reward yourself with no ATM fees.
From reimbursement of ATM fees to best in class iBanking, managing your money day-to-day is easier and more rewarding with a My Reward Checking from Metro.
- Free ATMs worldwide when using your Metro debit card - we won't charge you ATM fees plus we'll reimburse other banks' ATM withdrawal fees
- Get paid up to two days sooner with direct deposit
- Save Your Change rounds up debit card purchases and deposits them into your savings
- Pair with My Reward Savings for a better interest rate
16 locations throughout Massachusetts, and we keep adding more!
And you won’t have to wait when you visit a Metro branch.
*Annual Percentage Rate of 5.302% and an interest rate of 5.25% as of 06.14.2022 for qualified borrowers and is subject to change without notice. 40-year fixed rate with 480 payments of $4.99 per $1,000 borrowed. Payment does not include taxes and insurance escrows, actual payment may be greater. Minimum loan amount $647,201. Available for purchase transactions only on detached single family or condo, owner-occupied residential loans up to $970,800. Other options available for 2-4 family units. Homeowners insurance required and flood insurance where necessary. Subject to credit approval. Available for residences located in MA or southern NH. Other low rates and terms available. NMLS# 198524.
**Minimum $25.00 to open My Reward Checking account. Monthly fee $22.00 without direct deposit. eStatements required to avoid a $3.00 monthly paper statement fee.