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Business Banking Rates

Rates effective as of 02/01/2019
 
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Business Checking

Product NameMinimum Balance RequirementAPY*Interest RateMethod of Compounding
Free Business Interest Checking$250.15%0.15%Monthly
Business Interest Checking$10,000 to under $50,0000.25%0.25%Monthly
-$50,000 to under $100,0000.35%0.35%Monthly
--$100,000 to under $250,0000.45%0.45%Monthly
---$250,000 or more0.50%0.50%Monthly
Business Relationship CheckingNonen/an/aEarning Credit Allowance**
*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Free Business Interest Checking Account: Transaction fee of 50¢ for each transaction over 300.  Transactions are deposits, deposited items, checks paid and all withdrawals, including electronic debits.  Business Interest Checking Account: $15.00 monthly service fee waived by maintaining an average daily balance of $10.000. Transaction fee of 50¢ for each transaction over 750.  Business Relationship Checking Account: $15.00 monthly service charge. 75¢ per deposit. 8¢ per item deposited. 20¢ per check paid with deposit.

**Earnings Credit Allowance is based on the 91-Day Treasury Bill Auction Rate as published in the Wall Street Journal on the last Thursday of the previous month.  As of 
January 31, 2019, the Treasury Bill Auction Rate was 2.36%.

Business Savings

Product NameAPY*Interest RateMinimum Balance to Earn Interest
Regular Savings0.10%0.10%$25
*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Average Daily Balance of $250 required to avoid monthly service fee. Rates are subject to change without notice. Dividends are compounded and paid monthly.

Business Money Market

Minimum Balance RequirementAPY*Interest Rate
$0-$10,0000.15%0.15%
$10,000-under $50,0000.25%0.25%
$50,000 to under $100,0000.35%0.35%
$100,000 or more0.45%0.45%
Money Market-New Money Special**
$0-under $10,0000.25%0.25%
$10,000-under $50,0000.30%0.30%
$50,000-under $100,0002.25%2.23%
$100,000 or more 2.25%2.23%
*Annual Percentage Yield (APY) is a variable rate and is based on the Average Daily Balance.
Average Daily Balance of $2,500 to avoid $10.00 service fee. Rates subject to change without notice. Dividends are compounded and paid monthly.

**Rates effective 02/01/19 on NEW MONEY ONLY. Minimum opening deposit $2,500. Minimum balance of $2,500 to avoid $10.00 monthly service fee. 

Business Certificate of Deposit

TermsAPY*Interest RateMinimum Balance to Earn InterestMinimum to Open
3 months0.25%0.25%$25$500
12 months0.90%0.90%$25$500
12 months - SPECIAL2.35%2.32%$25$500
18 months1.40%1.39%$25$500
18 months - SPECIAL2.80%2.76%$25$500
24 months1.45%1.44%$25$500
24 months - SPECIAL2.90%2.86%$25$500
27 months - SPECIAL3.00%2.96%$25$500
36 months1.75%1.73%$25$500
60 months1.85%1.83%$25$500
*Annual Percentage Yield (APY).
Federal regulations require a substantial penalty on funds withdrawn prior to maturity for all time deposit accounts. Fees may reduce earnings on the account. Please see Credit Union's Truth in Savings for Certificates of Deposit.
Cannot be combined with any other offer.

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  • NMLS#: 198524
  • Routing #: 211381990
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Sat: 8AM - 1PM

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You can apply for a loan at Metro if you live, work or have a place of business in Barnstable, Bristol, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester county in Massachusetts, or Rockingham or Hillborough county in New Hampshire.

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