Become a Member

At Metro Credit Union

Your money is safe. All deposits are 100% insured with no limit.

Plus, we offer everything you expect from a bank with a lot of great things you don’t!

Experience the Credit Union Difference

Helping put your mind at ease.

Metro Credit Union members benefit from their deposits being federally insured by the NCUA; if members have more than $250,000 on deposit, those amounts are insured through MSIC. This means your deposits are insured 100% at ANY amount, with no limits or cost to you.

National Credit Union Association (NCUA)
  • Insures deposits up to $250,000
  • Federal government insurance program
Massachusetts Shared Insured Corporation (MSIC)
  • Insures deposits over $250,000
  • State excess insurance program with no limits

9 month CD or IRA CD special offer

Earn 5.20% APY

It takes just 5 minutes to join the #1 state chartered credit union in MA. Earn the highest rate in Boston when you open a CD or IRA CD Special today!

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Membership Savings

  • The key to unlocking your membership benefits with Metro.
  • Only $5.00 required as your member share amount.
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Free Checking

  • Our straightforward checking account with no monthly maintenance fee or minimum balance requirement.
  • Get paid sooner with Early Pay direct deposit.
  • 24/7 access with Metro iBanking and the mobile app.
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!
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My Reward Checking*

  • Our best value account.
  • Free ATMs worldwide - we won't charge you a fee and we'll reimburse other banks' ATM fees.
  • Get paid sooner with Early Pay direct deposit.
  • 24/7 access with Metro iBanking and the mobile app.
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!
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My Reward Savings

  • Pays a higher rate of interest on balances up to $3,000.00.
  • Account must be linked to My Reward Checking.
  • Save Your Change - A convenient way to help you save by “rounding up” debit card purchases with the change deposited into your Metro savings account. Call 877.MY.METRO or visit a branch to enroll!
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*Minimum $25.00 to open any checking account. Monthly fee $22.00 without direct deposit. eStatements required to avoid a $3.00 monthly paper statement fee.

Fees may apply. See the Membership Account Agreement for details. Programs, rates, terms and conditions subject to change without notice. All loans are subject to credit approval. Credit Union membership is required; members must maintain a membership account with a minimum of $5.00.