Lunch & Learn Seminar Topics

Metro offers complimentary on-site Lunch & Learn seminars. This is a great opportunity for your employees to hear valuable information on a wide range of financial topics.

Seminars can be tailored to fit your company's needs, time schedule, and employee interest. If there is a particular topic that you would like us to address, just let us know.

Are You Financially Healthy? - In this workshop you will understand what it means to be financially healthy-which is so much more than the one score everyone asks you about today-your credit score.  True financial health is based on four key components: Spend, Save, Borrow and Plan.  You’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score.
Basics of Personal Finance - From managing daily expenses to investing for retirement, this session helps participants set personal finance goals, learn the basics of smart money management and build a solid financial foundation for the future.
Breezing Through the Holidays - It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.
Credit Card Makeover - Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble.  This session provides an overview of credit card usage, warning signs of credit issues, options for debt management and reconstructing existing credit.
Drive Away Happy - Getting a car can be overwhelming and stressful with all the decisions to make:  new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financing decisions.
Understanding Credit - Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow.
Using Credit Wisely - A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.
Women and Money - Whether it’s having children, career advancement, divorcing, or becoming a widow, there are certain pivotal times in women’s lives that can occur. This session addresses special considerations for budgeting, credit, and insurance.
Finances for New Families - Getting married. Having kids.  These are natural progressions in life for many, but also present new financial situations and decisions to make immediately, and for the long term. This session will help you discover, prioritize, and design a workable plan for your family’s goals and lifestyle.
Identity Theft Solutions - Identity theft is becoming more common and sophisticated than ever. Session participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur.
Planning for Money Milestones - There are many important financial milestones for consumers in their 20’s and 30’s. To help prepare today’s “Millennials” for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and much more!
Psychology of Spending - We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances.
Repaying Student Loans - Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This session will teach attendees about the choices available.
Safeguarding Kids’ Identity and Online Privacy - Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.
Solving the Mystery of Credit Reports - Credit report scores hold a lot of power—they can help buy that first home but can also take away financial opportunities. This session provides an overview of credit bureaus, credit scoring, guidance to dispute inaccuracies, improving credit scores, and dealing with identity theft and fraud.
Teens and Money - Young adults are primed to soak in new information. It’s a great time to guide them to money management techniques that can last a lifetime. Attendees will learn managing money effectively, preparing for common upcoming bills, opening checking and savings accounts, establishing credit(and use it wisely), and looking at investing options.
Ten Steps to Financial Success - We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control—including developing a spending plan, creating objectives, weighing insurance needs, and other tolls that will help get on the road to personal financial success.
The Sandwich Generation -The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. In this workshop, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future.
Social Security – The Choice of a Lifetime
The basics you need to know about Social Security, including the rules for spouses, widows/widowers, divorcees, etc.; and recent filing rule changes and implications to filing strategies. Learn about the different filing strategies you can use when making your Social Security decision and to optimize Social Security income for your specific needs.
Tips for Credit Repair -Take a closer look at the parts of your credit history that factor into your credit score calculation.  Learn how your payment history balances owed, length of credit history and types of credit used impact your score.
First Time Homebuyer Must Know / Purchase Timeline - Buying a house requires plenty of planning. And none of it is much fun.  Learn about creating a home-buying timeline before you start looking at homes so that you’ll increase your odds of buying a place that truly fits your needs, wants, and financial situation.
Affordable Lending Programs - Affordable lending programs promote homeownership with low down payment options combined with down payment assistance in the form of grants and forgivable 2nd liens available for low-to-moderate income families and individuals.  Learn about the various programs available!
Reverse Mortgages -Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income.  If you’re 62 or older, learn how a reverse mortgage can pay off your existing mortgage, supplement your income or pay for healthcare and/or other expenses.
Adjustable Rate Mortgages - An ARM, short for "adjustable rate mortgage", is a home loan where the interest rate is fixed for a period at the beginning (called the “initial rate period”).  After the initial period, the interest rate may change based on movements within the market.  Learn about the different types of ARMs and how to determine if this is the right type of mortgage loan product for you!
Home Equity Programs - Home equity loans are a type of second mortgage that allows you to use your home’s value as collateral as cash.  Home equity is the difference between how much your home is worth and any debts against it, such as a primary mortgage.  Learn about the different types of home equity loans to determine which one is right for you.
Factors Considered to Qualify for a Mortgage - A variety of factors, such as credit score, income, assets, debts and employment history are taken into consideration when underwriting your mortgage loan application.  We will prepare you to make a smooth process flow.