Metro Credit Union | 40 Year Mortgage | Rates

We're making mortgages more affordable.

Ready to get started?

We're excited to offer 40-year mortgages!

Whether you’re purchasing a new home in today’s competitive housing market, or refinancing an existing mortgage, expanding your loan term can help lower your monthly payments and provide you with more options.

Features & Benefits

  • Lower monthly payments
  • Fixed interest rate
  • Available for purchases and refinances
  • Low down payment options
  • Refinance an existing mortgage or combine first/second/home equity loans
  • Biweekly and Jumbo mortgages available too!

*Annual Percentage Rate for qualified borrowers and is subject to change without notice. Payment does not include taxes and insurance escrows, actual payment may be greater. Minimum loan amount $647,201. Available for purchase transactions only on detached single family or condo, owner-occupied residential loans up to $970,800. Other options available for 2-4 family units. Homeowners insurance required and flood insurance where necessary. Subject to credit approval. Available for residences located in MA or southern NH. Other low rates and terms available. NMLS# 198524.