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Individual Retirement Accounts

Retirement savings solutions to help you reach your goals

Whether you're saving weekly or have a lump sum annual contribution, Metro offers a wide range of IRA options to meet your needs.

Metro IRA Accumulator Account

Metro's IRA Accumulator makes saving easy with weekly, bi-weekly or monthly contributions to your IRA. This convenient method spreads your IRA contribution over the entire year, helping you to save regularly. This is a great way to save up to $5,000 each year for your retirement.
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Traditional IRA

Traditional IRAs are powerful tools in creating a balanced, long-term savings plan that will help provide safety and security for you and your family for years to come. Contributions may be deducted from your taxable income, reducing the income taxes you pay now.

Choose a Traditional IRA if you want the tax deduction right now. It also makes sense if you anticipate paying taxes at a significantly lower rate in retirement.
Learn more about a Traditional IRA

Roth IRA

A Roth IRA offers members an easy and safe way to plan for the future. Your contributions are not tax-deductible but the earnings within a Roth IRA are tax-free as long as your funds have been in the account for at least five years and you are either over age 59½, disabled, or buying your first home.

Choose a Roth IRA if you don't need the tax break right now. It's a more flexible investment because you can withdraw regular contributions at any time, tax-free and penalty-free. Plus, there's no mandatory distribution at age 70½.
Learn more about a Roth IRA 

Coverdell Education Savings Account

Start planning your child's future today!

The purpose of this account is to provide a tax advantage savings account for education expenses. The plan allows after-tax contributions of $2,000 per year for each child until they reach the age of 18.

These contributions and their subsequent earnings are tax free when withdrawn to pay for qualified education expenses including, tuition, fees, books, supplies, and equipment. 
Learn more about a Coverdell Education Savings Account


For more information, call 877-MY-METRO or click here to be contacted by a representative.