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SMART Teen Accounts

For teens ages 13 through 17

Teen Savings Account

Open an account with as little as $5 and earn interest on balances of $25 or more. You'll also be able to access your account 24/7 with Online Banking, Bill Pay, and Mobile Banking.

My Reward Checking*

Never pay an ATM fee! With My Reward Checking, all other banks' ATM fees are refunded.
Plus, you will earn cash rewards on every debit card purchase you make.

Teen Club Savings Account

Save for something special! It only takes $5 to open a Club account and you can make deposits
as often as you wish. The money will be automatically transferred to your savings account on the date you choose.

Teen Certificate of Deposit

Make the most of you money! By saving for one year, you'll earn a special rate based on your age. Start with just $250 and make as many additional deposits as you'd like.

Example: If the current one year CD rate is 1.00% and you are 15 years old at the time of account opening, your rate would be 1.15%.

* Under 18: Parent or guardian must be on the account as a co-signer. Monthly fee is waived through age 23. eStatements are required. 3¢ reward on every debit card purchase; maximum $250 per year.

Member MSIC Equal Opportunity Lender Equal Housing Lender

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