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SMART Teen Accounts

At Metro Credit Union, we strive to meet the banking needs of your entire family, including your children. Whether they're age 5 or 23, Metro has an account to grow with their needs.

Metro's SMART Accounts for Teens

If you have an older child, age 13 to 17, Metro has an account to grow with your child. Our Teen SMART account offers -

  • Savings Accounts. Start with just $5 and earn interest with balances of $25 or more. Your teen will pay no fee and have ATM access to their money.
  • Checking Accounts. Take advantage of an account designed to help your teen manage their money. With you as a co-signer on their account, your child can access their money with checks, online, or by ATM.
  • Teen Club Savings Account. Help your teen save for a special day with a 12-month Teen Club Savings account. Funds will be automatically transferred to their savings account on the maturity date.
  • Certificate of Deposit. With a deposit of $250, your teen can lock in a guaranteed fixed rate for a 12-month term. Plus, we'll pay an added bonus depending on their age. If our normal CD rate is 2.00%, your 15-year-old would receive a bonus rate of 2.15%.
Visit our interactive website Guides to Independence with online courses to teach you everything you need to know about earning, saving, and borrowing money for the things you need. Plus, you can earn a free music download! Also, get access to our Online Youth Magazine and interactive websites by visiting Googolplex.

To open an account, please visit any of our convenient branch locations.

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